436 Middleneck Rd, Warwick, MD 21912 Property Records

Cecil County property record for 436 Middleneck Rd, Warwick, MD 21912

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,166 sqft · built 1990
Lot Size	7.6 acres (331,056 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jul 2018)
Tax Bill	$3,618 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-036282`

Property Details

APN / Parcel Number

Primary APN	`02-036282`
Alternative APNs	`2036282` `036282`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,166 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	331,056 sqft (7.6 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	512 sqft
Shed	1 Shed
Shed Area	900 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	036282
Street Address	436 MIDDLENECK RD
City	WARWICK
State	MD
Zip	21912-1040
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SAR
Legal Description	7.6028 ACRES 436 MIDDLENECK ROAD S/E CAYOTS CORNER
Legal Subdivision	ARUNDEL
Jurisdiction	CECIL MD
Township / Civil Division	2, CHESAPEAKE CITY
Census Block Group	3
Census Block	3048
Census Tract	30200

Owner

Source: Cecil County records · APN 02-036282

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	436 MIDDLENECK RD, WARWICK, MD 21912-1040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Deed Book / Page	4277 / 126
Prior Transfer Date	Jan 20, 2010
Prior Transfer Doc	0027860018
Record Updated	Sep 20, 2026

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jul 30, 2018
Property Address	436 MIDDLENECK RD, WARWICK, MD 21912-1040
Document Number	0042770126
Book / Page	4277 / 126
Map Reference	LB2786 FO18
Instrument Date	Jul 20, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	ARDENT TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 MIDDLENECK RD, WARWICK, MD 21912-1040

Mortgage

Document Number	0004277131
Date	Jul 30, 2018
Instrument	4277/131

Lender

Name	UNITED MUTUAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,333 (+5.61%)	$367,900 (-) Land $110,000 Building $257,900
2025	$3,618.00 (+34.35%) Homeowner's exemption	$330,767 (+9.21%)	$367,900 (+17.84%) Land $110,000 Building $257,900
2023	$2,693.00 Homeowner's exemption	$302,867	$312,200 Land $110,000 Building $202,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2003–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Choptank Electric Cooperative Fiber	2,500 / 2,500
ALTIUS Communications Fixed Wireless	100 / 20

Based on FCC filings for 2 locations within half a mile of this property.

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