Washington County property record for 895 McLain Rd, Springfield, KY 40069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,276 sqft · built 1978 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $214,900 (Apr 2026) |
| Tax Bill | $1,198 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Dec 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-021 |
| Primary APN | 07-021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 35,284 sqft (0.81 acres) |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 70 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 15675 |
|---|---|
| Street Address | 895 MCLAIN RD |
| City | SPRINGFIELD |
| State | KY |
| Zip | 40069-9210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & .81 A |
| Jurisdiction | WASHINGTON KY |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 930202 |
Source: Washington County assessment roll, as of November 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 268 KOBERT AVE, LEBANON, KY 40033-1430 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Aug 6, 2024 | Deed of Trust, Mortgage · Line of Credit STOCKTON MORTGAGE CORP |
| Apr 27, 2026 | Deed, Transfer · Conventional Mortgage LOWER LLC |
| Apr 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Feb 27, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Feb 27, 2025 |
| Deed Document Number | 2026126135 |
| Deed Book / Page | 393 / 474 |
| Prior Transfer Date | Feb 19, 2025 |
| Prior Transfer Doc | 00D387/462 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Property Address | 895 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 00287/0491 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 0287/0491 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Property Address | 895 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M318/361 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | M318/361 |
| Instrument | 104044 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Property Address | 895 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 895 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Document Number | 00M341/297 |
|---|---|
| Date | Aug 6, 2024 |
| Book Page | M341/297 |
| Instrument | 115525 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 88 C MICHAEL DAVENPORT BLVD, FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Recording Date | Apr 27, 2026 |
| Property Address | 895 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Document Number | 0000126135 |
| Book / Page | 393 / 474 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.126135 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,704.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Document Number | 0000126138, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026.126138 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Recording Date | Apr 27, 2026 |
| Property Address | 895 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Document Number | 0000126138 |
| Book / Page | 358 / 326 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026126138 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000126138, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 358/326 |
| Instrument | 2026126138 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Recording Date | Feb 27, 2025 |
| Property Address | 895 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Document Number | 00D387/462 |
| Book / Page | D387 / 462 |
| Instrument Date | Feb 19, 2025 |
| Instrument | 118055 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 895 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 895 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Document Number | 0000M34642 |
|---|---|
| Date | Feb 27, 2025 |
| Instrument | M346/42 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
Source: Washington County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,198.00 (+33.11%) | $116,000 (+34.88%) | $116,000 (+34.88%) |
| 2023 | $900.00 | $86,000 | $86,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER WORKS serves 13,205 people · EPA ID KY1150415 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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