Washington County property record for 1024 McLain Rd, Springfield, KY 40069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,412 sqft · built 1903 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,500 (May 2026) |
| Tax Bill | $1,623 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Dec 2005 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-003 |
| Primary APN | 13-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,412 sqft Living Area |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,799 sqft (0.73 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 15486 |
|---|---|
| Street Address | 1024 MCLAIN RD |
| City | SPRINGFIELD |
| State | KY |
| Zip | 40069-9210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & .732 A |
| Jurisdiction | WASHINGTON KY |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 930202 |
Source: Washington County records · APN 13-003
Assessment roll updated November 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1024 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 28, 2025 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC A KENTUCKY BANK |
| Dec 02, 2005 | Deed of Trust, Mortgage · Conventional Mortgage NBANK NA |
| Nov 24, 2005 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| May 28, 2026 | Deed, Transfer · Conventional Mortgage SPRINGFIELD STATE BANK |
| May 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK |
| Nov 09, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Oct 04, 2024 · Amount on Record |
| Deed Document Number | 2026126760 |
| Deed Book / Page | 393 / 802 |
| Prior Transfer Date | Nov 02, 2018 |
| Prior Transfer Doc | 00359/0101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Property Address | 1024 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M350/532 |
|---|---|
| Date | Aug 28, 2025 |
| Book Page | M350/532 |
| Instrument | 120973 |
| Name | COMMUNITY TRUST BANK INC A KENTUCKY BANK |
|---|---|
| Type | Private Party |
| Address | PO BOX 2947, PIKEVILLE, KY 41502 |
| Type | Line of Credit |
|---|---|
| Term | 240 Months |
| Due | Aug 01, 2045 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Property Address | 1024 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00201/0186 |
|---|---|
| Date | Dec 02, 2005 |
| Book Page | 0201/0186 |
| Name | NBANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Property Address | 1024 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00201/0019 |
|---|---|
| Date | Nov 24, 2005 |
| Book Page | 0201/0019 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Recording Date | May 28, 2026 |
| Property Address | 1024 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Document Number | 00D393/802 |
| Book / Page | 393 / 802 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026126760 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,472.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1024 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Investor | Possibly a Property Investor |
| Document Number | 0000126761, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 2026126761 |
| Name | SPRINGFIELD STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Recording Date | May 07, 2026 |
| Property Address | 1024 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Document Number | 0000126384 |
| Book / Page | 358 / 575 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026126384 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1024 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Investor | Possibly a Property Investor |
| Document Number | 0000126384, |
|---|---|
| Date | May 07, 2026 |
| Book Page | 358/575 |
| Instrument | 2026126384 |
| Name | COMMUNITY TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Recording Date | Nov 09, 2018 |
| Property Address | 1024 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
| Document Number | 00359/0101 |
| Book / Page | 0359 / 0101 |
| Instrument Date | Nov 02, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 N WALNUT ST, 315, SPRINGFIELD, KY 40069-1339 |
| Name | Verified Name |
|---|---|
| Address | 1090 MCLAIN RD, SPRINGFIELD, KY 40069-9210 |
Source: Washington County records · Assessment roll updated November 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,623.00 (+171.86%) | $169,900 (+183.17%) | $169,900 (+183.17%) |
| 2023 | $597.00 | $60,000 | $60,000 |
Source: FEMA National Flood Hazard Layer as of May 23, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
Based on FCC filings for 10 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER WORKS serves 13,205 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | MARION COUNTY WATER DISTRICT |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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