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895 Laurel Fork Rd, Vilas, NC 28692 Property Records

Watauga County property record for 895 Laurel Fork Rd, Vilas, NC 28692 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,484 sqft · built 1995
Lot Size21.5 acres (939,589 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Mar 2021)
Tax Bill$2,679 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1991-50-6974-000

Property Details

APN / Parcel Number

Primary APN1991-50-6974-000
Alternative APN
  • 1821045

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,484 sqft Living Area
1st Floor Area2,301 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area939,589 sqft (21.5 acres)
Garage Area588 sqft
PorchPorch
Porch Area256 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number1821045
Street Address895 LAUREL FORK RD
CityVILAS
StateNC
Zip28692-9173
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionWATAUGA NC
Township / Civil DivisionBRUSHY FORK
Census Block Group2
Census Block2017
Census Tract920300

Owner

Source: Watauga County records · APN 1991-50-6974-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address895 LAUREL FORK RD, VILAS, NC 28692-9173
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2021 · Amount on Record
Deed SaleMar 01, 2021 · Amount on Record
Deed Document Number2021702874
Deed Book / Page2169 / 833
Record UpdatedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateMar 01, 2021
Property Address895 LAUREL FORK RD, VILAS, NC 28692-9173
Document Number0021690833
Book / Page2169 / 833
Map ReferenceMB 208 PG 691
Instrument DateFeb 26, 2021
Instrument702874
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address787 HILLCREST CIR, 787, BOONE, NC 28607-3863

Transferred To (Grantee/Buyer)

NameVerified Name
Address895 LAUREL FORK RD, VILAS, NC 28692-9173

Mortgage

Document Number0000702875
DateMar 01, 2021
Instrument702875
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,679.00$678,200 (+5.46%) Land $142,800 Building $535,400
2024$643,100 Land $142,800 Building $500,300
2023$643,100 Land $142,800 Building $500,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899203002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims7 (2013–2024)
Claims Outside the SFHA3 of 7
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,923 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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