1045 Laurel Fork Rd, Vilas, NC 28692 Property Records

Watauga County property record for 1045 Laurel Fork Rd, Vilas, NC 28692

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 576 sqft · built 1955
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Apr 2026)
Tax Bill	$453 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1991-50-6123-000`

Property Details

APN / Parcel Number

Primary APN	`1991-50-6123-000`
Alternative APNs	`1725217` `1854487`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	576 sqft Living Area
1st Floor Area	576 sqft
Basement Area	288 sqft
Finished Basement	288 sqft
Unfinished Basement	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1854487
Street Address	1045 LAUREL FORK RD
City	VILAS
State	NC
Zip	28692-9174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 GRANDFATHER VIEW
Legal Subdivision	GRANDFATHER VIEW
Legal Lot Number	1
Jurisdiction	WATAUGA NC
Township / Civil Division	BRUSHY FORK
Census Block Group	2
Census Block	2016
Census Tract	920300

Owner

Source: Watauga County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1045 LAUREL FORK RD, VILAS, NC 28692-9174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Warranty Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
Apr 23, 2026	Warranty Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
Aug 5, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Aug 5, 2022 · Amount on Record
Deed Document Number	2026759220
Deed Book / Page	2482 / 199
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 23, 2026
Property Address	1045 LAUREL FORK RD, VILAS, NC 28692-9174
Document Number	0024820199
Book / Page	2482 / 199
Instrument Date	Apr 22, 2026
Instrument	2026759220
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 LAUREL FORK RD, VILAS, NC 28692-9174

Mortgage

Document Number	0000759221,
Date	Apr 23, 2026
Instrument	2026759221

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Apr 23, 2031

Interest

Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 23, 2026
Property Address	1045 LAUREL FORK RD, VILAS, NC 28692-9174
Document Number	0000759220
Book / Page	2482 / 199
Instrument Date	Apr 22, 2026
Instrument	2026.759220
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 LAUREL FORK RD, VILAS, NC 28692-9174

Mortgage

Document Number	0000759221,
Date	Apr 23, 2026
Instrument	2026..759221

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Apr 23, 2031

Interest

Rate	6.11%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 5, 2022
Property Address	1045 LAUREL FORK RD, VILAS, NC 28692-9174
Document Number	0022900638
Book / Page	2290 / 638
Instrument Date	Aug 5, 2022
Instrument	723079
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 295, SUGAR GROVE, NC 28679-0295

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,500 (-) Land $16,500 Building $73,000
2025	$453.00 (+2.72%)	$89,500 (-) Land $16,500 Building $73,000
2024	$441.00		$89,500 Land $16,500 Building $73,000
2023		$89,500 Land $16,500 Building $73,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (2013–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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