Indian River County property record for 895 Beach Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,356 sqft · built 1982 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $700,000 (Sep 1999) |
| Tax Bill | $14,696 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-18-00030-0000-00003.1 |
| Primary APN | 32-40-18-00030-0000-00003.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 3,084 sqft |
| 1st Floor Area | 2,356 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Width | 15,813 ft Width |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,212 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 119 sqft |
| Patio Area | 1,373 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 895 BEACH RD |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | JOHNS ISLAND PLAT 27 PBI 10-100 A POR OF LOT 3 BEING THE SLY POR OF LOT 3 LYING S OF THE FOLL DESC LINE COM AT THE NE COR OF SAID LOT 3 TH RUN S15-30-00E AL THE EASTERN LINE OF SAID LOT 3 SAID LINE BEING THE WESTERN ROW LINE OF BEACH ROAD FOR A DIS O |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 18 |
| Legal Subdivision | JOHNS ISLAND PLAT 27 |
| Legal Lot Number | 3 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50507 |
895 Beach Rd is owner-occupied and held in a trust since December 2024.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 895 BEACH RD, INDIAN RIVER SHORES, FL 32963-3336 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 1999 · Amount on File |
| Deed Sale | Sep 10, 1999 · Amount on File |
| Deed Book / Page | 1294 / 694 |
| Last Transfer Date | Dec 23, 2024 |
| Transfer Doc | 0037470266 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 895 Beach Rd was $14,696.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Indian River Shores Town |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,696.00 | $1,249,879 | $3,278,884 Land $1,881,747 Building $1,397,137 |
| 2023 | $13,570.00 (+2.18%) | $1,179,276 (+3%) | $1,993,566 (+14.1%) Land $873,668 Building $1,119,898 |
| 2022 | $13,280.00 | $1,144,928 | $1,747,173 Land $873,668 Building $873,505 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 895 Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 816 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,394 units insured incl. 578 condo units |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 895 Beach Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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