885 Beach Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 885 Beach Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,407 sqft · built 1982
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$1,075,000 (Jun 2002)
Tax Bill	$14,630 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-40-18-00030-0000-00003.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-18-00030-0000-00003.0`
Alternative APN	`55571`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,407 sqft Living Area
Gross Area	3,135 sqft
1st Floor Area	2,407 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	174 ft deep x 91.5 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	728 sqft
Driveway	Concrete Driveway
Driveway Area	1,212 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	119 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	885 BEACH RD
City	VERO BEACH
State	FL
Zip	32963-3336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	JOHNS ISLAND PLAT 27 NLY PORT OF LOT 3 PBI 10-100 A PORTION OF LOT 3, LYING N OF THE FOLL DESC LINE: COM AT THE NE COR OF LOT 3; T H S 15 DEG 30 MIN 00 SEC E ALONG THE EASTERN LINE OF LOT 3, SAID LINE BEING THE WESTERN LINE OF BEACH RD, 106.30 FT FOR
Legal Range	40E
Legal Township	32S
Legal Section	18
Legal Subdivision	JOHNS ISLAND PLAT 27
Legal Lot Number	3
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1004
Census Tract	50507

Owner

885 Beach Rd is owned and occupied by an individual who acquired it in June 2008.

Source: Indian River County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	885 BEACH RD, VERO BEACH, FL 32963-3336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2002 · Amount on File
Deed Sale	Jun 6, 2002 · Amount on File
Deed Book / Page	1495 / 277
Last Transfer Date	Jun 23, 2008
Transfer Doc	0022791310
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	885 BEACH RD, INDIAN RIVER SHORES, FL 32963-3336
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030450478
Date	Aug 1, 2017
Book Page	3045/0478
Instrument	3120170044605

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	NEW YORK, NY 10282

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.55%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.55%
Index	1-Year LIBOR
Max Rate	8.55%

Tax Assessment & Valuation

The 2025 property tax bill for 885 Beach Rd was $14,630 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Indian River Shores Town
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,630.00 Homeowner's exemption	$1,244,324	$3,198,647 Land $1,760,367 Building $1,438,280
2023	$13,484.00 (+2.19%)	$1,171,911 (+3%)	$1,970,926 (+14.91%) Land $817,313 Building $1,153,613
2022	$13,195.00	$1,137,777	$1,715,238 Land $817,313 Building $897,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 885 Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 816 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,394 units insured incl. 578 condo units
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 885 Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20