895 3rd St, Florala, AL 36442 Property Records

Covington County property record for 895 3rd St, Florala, AL 36442

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,572 sqft · built 1920
Lot Size	0.516 acres (22,500 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (May 2026)
Tax Bill	$436 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-32-05-22-1-001-003.000`

Property Details

APN / Parcel Number

Primary APN	`23-32-05-22-1-001-003.000`
Alternative APNs	`32052210010030000` `3205221001003000` `23396080` `23421816`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	1,572 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,500 sqft (0.516 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Type	Carport
Garage Area	338 sqft
Carport	Carport
Carport Area	338 sqft
Porch	Slab
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23421816
Street Address	895 3RD ST
City	FLORALA
State	AL
Zip	36442-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2024/21379 JSD 12/11/2024 LOTS 1-3 BLK 17 HUGHES ADD TO FLORALA BK 1 PG 1 SEC 22 T6N R21W
Legal Range	21W
Legal Township	06N
Legal Section	22
Legal Subdivision	HUGHES ADD
Legal Block	17
Legal Lot Number	1-3
Jurisdiction	COVINGTON AL
Township / Civil Division	FLORALA
Census Block Group	3
Census Block	3058
Census Tract	963000

Owner

895 3rd St is owned and occupied by an individual who bought it in May 2026.

Source: Covington County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	895 3RD ST, FLORALA, AL 36442-3228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Aug 11, 2022	Warranty Deed, Transfer
Dec 16, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Dec 16, 2019 · Amount on File
Deed Book / Page	2026 / 11594
Prior Transfer Date	Dec 11, 2024
Prior Transfer Doc	2024/21379
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COVINGTON AL
Recording Date	May 22, 2026
Property Address	895 3RD ST, FLORALA, AL 36442-3228
Document Number	2026011594
Book / Page	2026 / 11594
Instrument Date	May 14, 2026
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,695.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 3RD ST, FLORALA, AL 36442-3228
Investor	Possibly a Property Investor

Mortgage

Document Number	2026011599,
Date	May 22, 2026
Book Page	2026/11599

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Aug 11, 2022
Property Address	895 3RD ST, FLORALA, AL 36442-3228
Document Number	2022/18082
Book / Page	2022 / 18082
Map Reference	MB 1 PG 1
Instrument Date	Aug 10, 2022
Transaction Type	Transfer
Record Updated	Sep 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	895 3RD ST, FLORALA, AL 36442-3228

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Dec 16, 2019
Property Address	895 3RD ST, FLORALA, AL 36442-3228
Document Number	2019/21777
Book / Page	2019 / 21777
Map Reference	MB 1 PG 1
Instrument Date	Dec 12, 2019
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4446 BACHELOR CREEK RD, 4446, ASHEBORO, NC 27205-2145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 3RD ST, FLORALA, AL 36442-3228

Tax Assessment & Valuation

The 2025 property tax bill for 895 3rd St was $436 with exemptions applied.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Florala Town
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$436.00 Homeowner's exemption Senior Citizen's exemption	$30,636 Land $2,100 Building $28,536	$153,180 Land $10,500 Building $142,680
2023	$275.00 (+1.1%) Homeowner's exemption Senior Citizen's exemption	$12,368 (+0.7%) Land $1,050 Building $11,318	$123,680 (+0.7%) Land $10,500 Building $113,180
2022	$272.00 Homeowner's exemption Senior Citizen's exemption	$12,282 Land $950 Building $11,332	$122,820 Land $9,500 Building $113,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 895 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 895 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: C Spire Wireless, T-Mobile, Verizon.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures