1017 3rd St, Florala, AL 36442 Property Records

Covington County property record for 1017 3rd St, Florala, AL 36442

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,922 sqft · built 1951
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$172,500 (Sep 2021)
Tax Bill	$1,363 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-08-34-4-005-003.000`

Property Details

APN / Parcel Number

Primary APN	`23-29-08-34-4-005-003.000`
Alternative APNs	`29083440050030000` `2908344005003000` `23419675`

Interior

Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
1st Floor Area	1,842 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Utility Building	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23419675
Street Address	1017 3RD ST
City	FLORALA
State	AL
Zip	36442-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2021/21397 8/30/2021 LOTS 1 & 2 BLK 13 HUGHES ADD TO FLORALA SEC 34, T1N, R17E
Legal Range	17E
Legal Township	01N
Legal Section	34
Legal Subdivision	HUGHES ADD
Legal Block	13
Legal Lot Number	1-2
Jurisdiction	COVINGTON AL
Township / Civil Division	FLORALA
Census Block Group	3
Census Block	3049
Census Tract	963000

Owner

1017 3rd St is owned and occupied by an individual who bought it in September 2021.

Source: Covington County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1017 3RD ST, FLORALA, AL 36442-3231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 3, 2021	Warranty Deed, Transfer · VA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on File
Deed Sale	Sep 3, 2021 · Amount on File
Deed Book / Page	2021 / 21397
Prior Transfer Date	Sep 8, 2006
Prior Transfer Doc	2006/18600
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	1017 3RD ST, FLORALA, AL 36442-3231
Transaction Type	Mortgage
Record Updated	Jul 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 3RD ST, FLORALA, AL 36442-3231

Mortgage

Document Number	2023/10518
Date	Jun 16, 2023
Book Page	2023/10518

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	459 Months
Due	Sep 1, 2061

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Sep 3, 2021
Property Address	1017 3RD ST, FLORALA, AL 36442-3231
Document Number	2021/21397
Book / Page	2021 / 21397
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 3RD ST, FLORALA, AL 36442-3231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 3RD ST, FLORALA, AL 36442-3231

Mortgage

Document Number	0202121400
Date	Sep 3, 2021
Instrument	2021/21400

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1017 3rd St was $1,363, up 7% from the year before.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Florala Town
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,363.00 (+6.99%)	$37,836 (+9.86%) Land $1,400 Building $36,436	$189,180 (+9.84%) Land $7,000 Building $182,180
2024	$1,274.00 (+14.16%)	$34,440 (+128.29%) Land $1,400 Building $33,040	$172,240 (+14.17%) Land $7,000 Building $165,240
2023	$1,116.00 (+11.04%)	$15,086 (+10.99%) Land $700 Building $14,386	$150,860 (+10.99%) Land $7,000 Building $143,860
2022	$1,005.00	$13,592 Land $630 Building $12,962	$135,920 Land $6,300 Building $129,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1017 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1017 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: C Spire Wireless, T-Mobile, Verizon.

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