Montezuma County property record for 895 2nd Ave, Mancos, CO 81328
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,284 sqft · built 1997 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Sep 2023) |
| Tax Bill | $1,855 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R005232 |
| Primary APN | R005232 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,284 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 380 sqft |
| Porch | Open Porch |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | R005232 |
|---|---|
| Street Address | 895 2ND AVE |
| City | MANCOS |
| State | CO |
| Zip | 81328-9252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR-1 |
| Legal Description | SUBDIVISION: NOLAND ADDITION LOT: 1 BLOCK: 3 R/466332 R/467153-54 |
| Legal Subdivision | NOLAND ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | MANCOS |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 969100 |
895 2nd Ave is owned and occupied by an individual who bought it in September 2023.
Source: Montezuma County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 895 2ND AVE, MANCOS, CO 81328-9252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STEWART TITLE, STEWART TITLE GUARANTY COMPA |
| Sep 21, 2023 | Special Warranty Deed, Transfer · Stand-Alone First Mortgage THE DOLORES STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on File |
| Deed Sale | Sep 21, 2023 · Amount on File |
| Prior Sale | Sep 3, 2014 · Amount on File |
| Deed Document Number | 2023652749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | May 5, 2026 |
| Property Address | 895 2ND AVE, MANCOS, CO 81328-9252 |
| Document Number | 0000666955 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 2026666955 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 895 2ND AVE, MANCOS, CO 81328-9252 |
| Document Number | 0000666955, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 2026666955 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Sep 21, 2023 |
| Property Address | 895 2ND AVE, MANCOS, CO 81328 |
| Document Number | 0000652749 |
| Map Reference | MB 8 PG 41 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 652749 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 895 2ND AVE, DOLORES, CO 81323 |
| Document Number | 0000652750 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 652750 |
| Name | THE DOLORES STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2053 |
The 2025 property tax bill for 895 2nd Ave was $1,855, up 35.2% from the year before.
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Mancos Town |
| Unified School District | Mancos School District RE-6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,855.00 (+35.2%) | $26,162 (+28.23%) Land $4,286 Building $21,876 | $328,675 (+28.23%) Land $53,850 Building $274,825 |
| 2024 | $1,372.00 (+1.18%) | $20,403 (-17.66%) Land $3,059 Building $17,344 | $256,310 (-17.67%) Land $38,425 Building $217,885 |
| 2023 | $1,356.00 (+0.89%) | $24,780 (+27.2%) Land $3,715 Building $21,065 | $311,310 (+27.2%) Land $46,670 Building $264,640 |
| 2022 | $1,344.00 | $19,481 Land $2,675 Building $16,806 | $244,738 Land $33,602 Building $211,136 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 895 2nd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 895 2nd Ave is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 63% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCOS RURAL WATER COMPANY private · serves 1,300 people · EPA ID CO0142600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
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