8946 White Sage Loop, Lakewood Ranch (Bradenton), FL 34202 Property Records

Manatee County property record for 8946 White Sage Loop, Lakewood Ranch, FL 34202

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,064 sqft · built 2010
Lot Size	8.45 acres (368,281 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Sep 2026)
Tax Bill	$2,943 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19185-2655-9`

Property Details

APN / Parcel Number

Primary APN	`19185-2655-9`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,064 sqft Living Area
Gross Area	1,260 sqft
1st Floor Area	532 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	368,281 sqft (8.45 acres)
Parking Spaces	1 Parking Space
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	8946 WHITE SAGE LOOP
City	LAKEWOOD RANCH
State	FL
Zip	34202-6410
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-MU
Legal Description	UNIT 3203 BLDG 32 PHASE 7 WILLOWBROOK, A CONDO PI#19185.2655/9
Legal Range	18E
Legal Township	35S
Legal Section	25
Legal Subdivision	WILLOWBROOK PHASE 7
Legal Tract	01918513
Legal Block	32
Legal Lot Number	3203
Legal Unit	3203
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	3
Census Block	3004
Census Tract	2017

Owner

8946 White Sage Loop, a condominium, is owned and occupied by an individual who bought it in September 2026.

Source: Manatee County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8946 WHITE SAGE LOOP, LAKEWOOD RANCH, FL 34202-6410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Mar 16, 2018 · Amount on File
Deed Document Number	2026109713
Prior Transfer Date	May 4, 2018
Prior Transfer Doc	0041048010
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 22, 2026
Property Address	8946 WHITE SAGE LOOP, LAKEWOOD RANCH, FL 34202-6410
Document Number	0000109713
Instrument Date	Sep 21, 2026
Instrument	2026109713
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148,470.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8946 WHITE SAGE LOOP, LAKEWOOD RANCH, FL 34202-6410

Mortgage

Document Number	0000109714,
Date	Sep 22, 2026
Instrument	2026109714

Lender

Name	AMERICAN MORTGAGE ACCEPTANCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 8946 White Sage Loop was $2,943, down 6.8% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,397 (-16.7%) Building $166,397	$166,397 (-16.7%) Building $166,397
2025	$2,943.00 (-6.78%)	$199,750 Building $199,750	$199,750 Building $199,750
2024	$3,157.00 (+2.47%)
2023	$3,081.00 (+18.41%)	$238,000 (+31.02%) Building $238,000	$238,000 (+31.02%) Building $238,000
2022	$2,602.00	$181,650 Building $181,650	$181,650 Building $181,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8946 White Sage Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	4 (2022–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8946 White Sage Loop is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20