Indian River County property record for 8945 103rd Ave, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 2006 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Jun 2007) |
| Tax Bill | $3,829 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-28-00003-0220-00004.0 |
| Primary APN | 31-38-28-00003-0220-00004.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 2,272 sqft |
| 1st Floor Area | 1,872 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Porch | Open Porch |
| Porch Area | 222 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8945 103RD AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-3074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | VERO LAKE ESTATES UNIT H-2 BLK V LOT 4 PBI 6-4 |
| Legal Range | 38E |
| Legal Township | 31S |
| Legal Section | 28 |
| Legal Subdivision | VERO LAKE ESTATES UNIT H-2 |
| Legal Block | V |
| Legal Lot Number | 4 |
| Legal Unit | H-2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 3 |
| Census Block | 3087 |
| Census Tract | 50903 |
8945 103rd Ave is owned by two individuals who bought it in June 2007.
Source: Indian River County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 84 SUNKEN BRIDGE RD, CORINNA, ME 04928-3038 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2007 · Amount on File |
| Deed Sale | Jun 11, 2007 · Amount on File |
| Deed Document Number | 20071850024 |
| Deed Book / Page | 2173 / 1988 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 24, 2026 |
| Property Address | 8945 103RD AVE, VERO BEACH, FL 32967-3074 |
| Document Number | 0038550234 |
| Book / Page | 3855 / 234 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202619451 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 84 SUNKEN BRIDGE RD, CORINNA, ME 04928-3038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 8945 103RD AVE, VERO BEACH, FL 32967-3074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030621616 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 3062/1616 |
| Instrument | 3120170058963 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 8945 103rd Ave was $3,829.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,829.00 | $240,049 Land $30,281 Building $209,768 | $240,049 Land $30,281 Building $209,768 |
| 2023 | $3,319.00 (+9.65%) | $254,929 (+11.78%) Land $24,863 Building $230,066 | $254,929 (+11.78%) Land $24,863 Building $230,066 |
| 2022 | $3,027.00 | $228,061 Land $20,400 Building $207,661 | $228,061 Land $20,400 Building $207,661 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8945 103rd Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 180 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 180 in force |
| Nearby Flood Claims | 4 (1999–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8945 103rd Ave is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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