894 Spring Ridge Ct, Belvidere, IL 61008 Property Records

Boone County property record for 894 Spring Ridge Ct, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 5,814 sqft · built 2001
Lot Size	3.05 acres (132,858 sqft)
Owner	Individual Name on File
Last Sale	$661,500 (Mar 2018)
Tax Bill	$20,673 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-07-426-001`

Property Details

APN / Parcel Number

Primary APN	`05-07-426-001`
Alternative APN	`05-05-07-426-001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	24 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,814 sqft Living Area
Gross Area	6,697 sqft
1st Floor Area	6,697 sqft
Basement Area	2,695 sqft
Finished Basement	2,300 sqft
Unfinished Basement	395 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	132,858 sqft (3.05 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,464 sqft
Parking Spaces	5 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-07-426-001
Street Address	894 SPRING RIDGE CT
City	BELVIDERE
State	IL
Zip	61008-7836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	7-44-3 BOULDER RIDGE ESTATES PLAT 2 LOT 4 894 SPRING RIDGE CT
Legal Subdivision	BOULDER RIDGE ESTATES
Legal Lot Number	4
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2013
Census Tract	10501

Owner

894 Spring Ridge Ct is owned and occupied by an individual who bought it in March 2018.

Source: Boone County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	894 SPRING RIDGE CT, BELVIDERE, IL 61008-7836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS BANK & TRUST
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS BANK & TRUST
Mar 1, 2018	Deed, Transfer · Conventional Mortgage ILLINOIS BANK & TRUST
Mar 14, 2018	Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2018 · Amount on File
Deed Sale	Mar 1, 2018 · Amount on File
Prior Sale	Jan 16, 2004 · Amount on File
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	894 SPRING RIDGE CT, BELVIDERE, IL 61008-7836
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R01802
Date	Apr 19, 2018
Instrument	2018R01802

Lender

Name	ILLINOIS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	894 SPRING RIDGE CT, BELVIDERE, IL 61008-7836
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R01199
Date	Feb 28, 2022
Instrument	2022R01199

Lender

Name	ILLINOIS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Mar 1, 2018
Property Address	894 SPRING RIDGE CT, BELVIDERE, IL 61008-7836
Document Number	2018R00920
Map Reference	DOC 977071
Instrument Date	Feb 28, 2018
Instrument	2018R00920
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$992.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	894 SPRING RIDGE CT, BELVIDERE, IL 61008-7836

Mortgage

Document Number	2018R00921
Date	Mar 1, 2018
Instrument	2018R00921

Lender

Name	ILLINOIS BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Mar 14, 2018
Property Address	894 SPRING RIDGE CT, BELVIDERE, IL 61008-7836
Document Number	2018R01158
Map Reference	DOC 2002R10450
Instrument Date	Feb 14, 2018
Instrument	2018R01158
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	894 SPRING RIDGE CT, BELVIDERE, IL 61008-7836

Mortgage

Document Number	2018R01159
Date	Mar 14, 2018
Instrument	2018R01159

Lender

Name	ENVOY MORTGAGE LTD

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 894 Spring Ridge Ct was $20,673 with a homeowner's exemption.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,673.00 Homeowner's exemption	$282,855 (+9.26%) Land $17,555 Building $265,300	$848,565 (+9.26%) Land $52,665 Building $795,900
2024		$258,891 Land $17,555 Building $241,336	$776,673 Land $52,665 Building $724,008
2022	$20,005.00	$236,912 Land $17,555 Building $219,357	$710,736 Land $52,665 Building $658,071

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 894 Spring Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 894 Spring Ridge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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