885 Spring Ridge Ct, Belvidere, IL 61008 Property Records

Boone County property record for 885 Spring Ridge Ct, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 3,507 sqft · built 1999
Lot Size	1.19 acres (51,836 sqft)
Owner	Individual Name on File
Last Sale	$352,500 (Aug 2017)
Tax Bill	$12,468 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-07-427-002`

Property Details

APN / Parcel Number

Primary APN	`05-07-427-002`
Alternative APN	`05-05-07-427-002`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,507 sqft Living Area
Gross Area	4,711 sqft
1st Floor Area	4,711 sqft
Basement Area	1,800 sqft
Finished Basement	900 sqft
Unfinished Basement	900 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	51,836 sqft (1.19 acres)
Lot Dimensions	150 ft deep x 214 ft wide
Terrain	Combination
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-07-427-002
Street Address	885 SPRING RIDGE CT
City	BELVIDERE
State	IL
Zip	61008-7836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	7-44-3 BOULDER RIDGE ESTATES PLAT 2 LOT 2 885 SPRING RIDGE CT
Legal Subdivision	BOULDER RIDGE ESTATES
Legal Lot Number	2
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2013
Census Tract	10501

Owner

885 Spring Ridge Ct is owned and occupied by an individual who bought it in August 2017.

Source: Boone County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	885 SPRING RIDGE CT, BELVIDERE, IL 61008-7836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage STILLMAN BANCORP NA
Aug 17, 2017	Deed, Transfer · Conventional Mortgage STILLMAN BANCORP NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2017 · Amount on File
Deed Sale	Aug 17, 2017 · Amount on File
Prior Sale	Jan 30, 2015 · Amount on File
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	885 SPRING RIDGE CT, BELVIDERE, IL 61008-7836
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R07879
Date	Dec 4, 2020
Instrument	2020R07879

Lender

Name	STILLMAN BANCORP NA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Aug 17, 2017
Property Address	885 SPRING RIDGE CT, BELVIDERE, IL 61008-7836
Document Number	2017R04386
Map Reference	DOC 97-7071
Instrument Date	Aug 15, 2017
Instrument	2017R04386
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Tax	$33.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 CASTLE WYND DR, LOVES PARK, IL 61111-8958

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	885 SPRING RIDGE CT, BELVIDERE, IL 61008-7836

Mortgage

Document Number	2017R04387
Date	Aug 17, 2017
Instrument	2017R04387

Lender

Name	STILLMAN BANCORP NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 885 Spring Ridge Ct was $12,468 with a homeowner's exemption.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,468.00 Homeowner's exemption	$172,978 (+9.85%) Land $14,490 Building $158,488	$518,934 (+9.85%) Land $43,470 Building $475,464
2024		$157,463 Land $14,490 Building $142,973	$472,389 Land $43,470 Building $428,919
2022	$11,978.00	$135,770 Land $14,490 Building $121,280	$407,310 Land $43,470 Building $363,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 885 Spring Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 885 Spring Ridge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Ridge Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures