894 Hwy 13, Cunningham, TN 37052 Property Records

Montgomery County property record for 894 Hwy 13, Cunningham, TN 37052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,662 sqft · built 2017
Lot Size	2.73 acres (118,919 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Oct 2017)
Tax Bill	$3,327 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`142 59.00`

Property Details

APN / Parcel Number

Primary APN	`142 59.00`
Alternative APNs	`142 05900 000` `68016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
Gross Area	3,478 sqft
1st Floor Area	1,624 sqft
Basement Area	1,624 sqft
Unfinished Basement	1,624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	118,919 sqft (2.73 acres)
Terrain	High
Garage Type	Detached
Garage Area	672 sqft

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	894 HIGHWAY 13
City	CUNNINGHAM
State	TN
Zip	37052-5041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SALE OF 0.066 FROM PCL 142-66 T-16 1-9.1 HSE BURNED 8-16-04. UTL BLD N/V. AC RECALCULATED T-93 (DRAWING ON FILE) QC IN
Jurisdiction	MONTGOMERY TN
Township / Civil Division	6
Census Block Group	2
Census Block	2021
Census Tract	101702

Owner

894 Hwy 13 is owned and occupied by two individuals who acquired it in March 2025.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	894 HIGHWAY 13, CUNNINGHAM, TN 37052-5041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2017 · Amount on File
Deed Sale	Oct 25, 2017 · Amount on File
Prior Sale	Oct 21, 2011 · Amount on File
Deed Document Number	20171141313
Deed Book / Page	1773 / 715
Last Transfer Date	Mar 21, 2025
Transfer Doc	02431/4677
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Oct 25, 2017
Property Address	894 HIGHWAY 13, CUNNINGHAM, TN 37052-5041
Document Number	1773/715
Book / Page	1773 / 715
Instrument Date	Oct 23, 2017
Instrument	1141313
Transaction Type	Transfer
Record Updated	Apr 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	894 HIGHWAY 13, CUNNINGHAM, TN 37052-5041

Mortgage

Document Number	0001141314
Date	Oct 25, 2017
Book Page	1773/718
Instrument	1141314

Lender

Name	LEGENDS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 894 Hwy 13 was $3,327, up 2.7% from the year before.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,327.00 (+2.65%)	$108,400 (-)	$433,600 (-) Land $85,700 Building $347,900
2024	$3,241.00 (+87.34%)	$108,400 (+87.3%)	$433,600 Land $85,700 Building $347,900
2023	$1,730.00	$57,875 (-)
2022	$1,730.00	$57,875	$231,500 Land $34,700 Building $196,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 894 Hwy 13 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 894 Hwy 13 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cumberland Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20