894 E Middle St, South Elgin, IL 60177 Property Records

Kane County property record for 894 E Middle St, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 2,204 sqft · built 1956
Lot Size0.304 acres (13,242 sqft)
OwnerIndividual Name on Record
Tax Bill$7,901 (2025)
Flood ZoneZone X (minimal risk)
APN06-35-281-016

Property Details

APN / Parcel Number

Primary APN06-35-281-016

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,204 sqft Living Area
Gross Area3,372 sqft
1st Floor Area2,204 sqft
Basement Area1,168 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeFrame
Lot Area13,242 sqft (0.304 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address894 E MIDDLE ST
CitySOUTH ELGIN
StateIL
Zip60177-2240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTERMANS SUB LOT 18
Legal SubdivisionWESTERMANS SUB
Legal Block2
Legal Lot Number18
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2059
Census Tract851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address894 E MIDDLE ST, SOUTH ELGIN, IL 60177-2240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 4, 2011
Transfer Doc0000007638
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,901.00 (+5.32%) Homeowner's exemption Senior Citizen's exemption$122,813 (+8.57%) Land $22,624 Building $100,189$368,586 (+8.57%) Land $67,899 Building $300,687
2024$113,119 (+21.39%) Land $20,838 Building $92,281$339,493 (+21.44%) Land $62,539 Building $276,954
2022$7,502.00 (+6.2%) Homeowner's exemption$93,184 (+6.96%) Land $17,166 Building $76,018$279,552 (+6.96%) Land $51,498 Building $228,054
2021$7,064.00 Homeowner's exemption$87,120 Land $16,049 Building $71,071$261,360 Land $48,147 Building $213,213

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimJul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Fox Valley Internet
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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