893 Sumter Ct, Naperville, IL 60540 Property Records

DuPage County property record for 893 Sumter Ct, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,324 sqft · built 1981
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Aug 2023)
Tax Bill	$12,069 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-108-001`

Property Details

APN / Parcel Number

Primary APN	`07-25-108-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area
Gross Area	3,145 sqft
1st Floor Area	1,266 sqft
2nd Floor Area	1,058 sqft
Basement Area	821 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	14 ft deep x 11.1 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	893 SUMTER CT
City	NAPERVILLE
State	IL
Zip	60540-7115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HOBSON WEST UNIT 4 ALL
Legal Subdivision	HOBSON WEST UNIT 4
Legal Lot Number	329
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1004
Census Tract	846523

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1017 EMERALD DR, NAPERVILLE, IL 60540-7215
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC
Jul 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage NUMARK CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Sep 4, 2007 · Amount on Record
Deed Document Number	202350287
Prior Transfer Date	Nov 22, 1999
Prior Transfer Doc	0000261718
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 8, 2023
Property Address	893 SUMTER CT, NAPERVILLE, IL 60540-7115
Document Number	0000050287
Map Reference	DOC R78-102563
Instrument Date	Jul 31, 2023
Instrument	R2023-050287
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	893 SUMTER CT, NAPERVILLE, IL 60540-7115

Mortgage

Document Number	0000050288
Date	Aug 8, 2023
Instrument	R2023-050288

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	893 SUMTER CT, NAPERVILLE, IL 60540-7115
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069211
Date	Jul 21, 2022
Instrument	R2022-069211

Lender

Name	NUMARK CU
Type	Credit Union
Address	CREST HILL, IL 60403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,069.00 (+17.1%)	$215,007 (+29.9%) Land $84,484 Building $130,523	$645,021 (+29.9%) Land $253,452 Building $391,569
2022	$10,307.00 Homeowner's exemption	$165,520 Land $64,610 Building $100,910	$496,560 Land $193,830 Building $302,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1982–2015)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jun 2015 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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