890 Sumter Ct, Naperville, IL 60540 Property Records

DuPage County property record for 890 Sumter Ct, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,368 sqft · built 1979
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Tax Bill	$14,873 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-24-312-001`

Property Details

APN / Parcel Number

Primary APN	`07-24-312-001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,368 sqft Living Area
Gross Area	4,613 sqft
1st Floor Area	1,735 sqft
2nd Floor Area	1,633 sqft
Basement Area	1,245 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Construction Type	Brick
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	17.2 ft deep x 11.5 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	890 SUMTER CT
City	NAPERVILLE
State	IL
Zip	60540-7115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HOBSON WEST UNIT 4 ALL
Legal Subdivision	HOBSON WEST UNIT 4
Legal Lot Number	330
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1004
Census Tract	846523

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	890 SUMTER CT, NAPERVILLE, IL 60540-7115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2017	Deed of Trust, Mortgage · ARM BMO HARRIS BANK NA
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	890 SUMTER CT, NAPERVILLE, IL 60540-7115
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005647
Date	Jan 17, 2017
Instrument	R2017-005647

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	890 SUMTER CT, NAPERVILLE, IL 60540-7115
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016760
Date	Feb 16, 2017
Instrument	R2017-016760

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.74%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,873.00 (+17.07%)	$263,083 (+29.84%) Land $89,367 Building $173,716	$789,249 (+29.84%) Land $268,101 Building $521,148
2022	$12,704.00 Homeowner's exemption	$202,620 Land $68,320 Building $134,300	$607,860 Land $204,960 Building $402,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1982–2015)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jun 2015 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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