893 Shoals Rd, Pinnacle, NC 27043 Property Records

Surry County property record for 893 Shoals Rd, Pinnacle, NC 27043

Property Summary

Property Type	Rural Home
Details	5 bd · 5 ba · 5,040 sqft · built 1994
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jan 2020)
Tax Bill	$3,129 (2025)
Deeds & Mortgages	Oct 2020 Refinance Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5955-04-71-8597`

Property Details

APN / Parcel Number

Primary APN	`5955-04-71-8597`
Alternative APN	`100115494`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,040 sqft Living Area
Basement Area	2,073 sqft
Finished Basement	1,212 sqft
Unfinished Basement	861 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	77,537 sqft (1.78 acres)
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Deck Area	970 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	100115494
Street Address	893 SHOALS RD
City	PINNACLE
State	NC
Zip	27043-9117
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	DIST:09 CITY/MUNI/TWP:TOWNSHIP: PILOT SUBD:SHOALS RD
Legal Subdivision	SHOALS RD
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	3
Census Block	3035
Census Tract	931200

Owner

Source: Surry County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	893 SHOALS RD, PINNACLE, NC 27043-9117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOW VA RATES
Jan 9, 2020	Warranty Deed, Transfer · VA Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2020 · Amount on Record
Deed Sale	Jan 9, 2020 · Amount on Record
Deed Document Number	0016950383
Deed Book / Page	1405 / 0410
Prior Transfer Date	Jun 15, 2012
Prior Transfer Doc	597677
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	893 SHOALS RD, PINNACLE, NC 27043-9117
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01731/1054
Date	Oct 22, 2020
Book Page	1731/1054
Instrument	677565

Lender

Name	LOW VA RATES

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jan 9, 2020
Property Address	893 SHOALS RD, PINNACLE, NC 27043-9117
Document Number	001695/383
Book / Page	1695 / 383
Instrument Date	Jan 2, 2020
Instrument	669392
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	893 SHOALS RD, PINNACLE, NC 27043-9117

Mortgage

Document Number	0000669393
Date	Jan 9, 2020
Instrument	669393

Lender

Name	TOWNE MORTGAGE CO

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001695/383
Date	Jan 9, 2020
Book Page	1695/383
Instrument	669392

Lender

Name	TOWNE MORTGAGE CO

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Surry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,129.00 (+1,303.14%)	$563,660 (+23.08%) Land $28,480 Building $535,180	$563,660 (+23.08%) Land $28,480 Building $535,180
2023	$223.00	$457,980 Land $23,140 Building $434,840	$457,980 Land $23,140 Building $434,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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