839 Shoals Rd, Pinnacle, NC 27043 Property Records

Surry County property record for 839 Shoals Rd, Pinnacle, NC 27043

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 1,868 sqft · built 1977
Lot Size	0.636 acres (27,704 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,379 (2026)
Deeds & Mortgages	Jan 2024 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5955-00-81-2770`

Property Details

APN / Parcel Number

Primary APN	`5955-00-81-2770`
Alternative APN	`60595080`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,868 sqft Living Area
1st Floor Area	1,868 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	27,704 sqft (0.636 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Patio Area	224 sqft
Storage Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60595080
Street Address	839 SHOALS RD
City	PINNACLE
State	NC
Zip	27043-9117
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	SR 2048
Legal Subdivision	PILOT A - RESIDENTIAL
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	3
Census Block	3035
Census Tract	931200

Owner

839 Shoals Rd, a rural home, is owned and occupied by two individuals.

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	839 SHOALS RD, PINNACLE, NC 27043-9117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage LOCAL GOVERMENT FCU
May 18, 2018	Deed of Trust, Mortgage LOCAL GOVERNMENT FEDERAL CREDIT UNTION
Dec 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LOCAL GOVERNMENT FEDERAL CREDIT UNTION
Nov 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	839 SHOALS RD, PINNACLE, NC 27043-9117
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001880/80
Date	Jan 3, 2024
Book Page	1880/80
Instrument	712234

Lender

Name	LOCAL GOVERMENT FCU
Type	Credit Union

Agreement

Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	839 SHOALS RD, PINNACLE, NC 27043-9117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001632/0000000767
Date	May 18, 2018
Book Page	0000001632/0000000767
Instrument	000000654352

Lender

Name	LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Agreement

Amount	Amount on Record
Term	176 Months
Due	Jan 1, 2033

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	839 SHOALS RD, PINNACLE, NC 27043-9117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1693/364
Date	Dec 19, 2019
Book Page	1693/364
Instrument	668938

Lender

Name	LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	839 SHOALS RD, PINNACLE, NC 27043-9117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1736/567
Date	Nov 20, 2020
Book Page	1736/567
Instrument	678461

Lender

Name	LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 839 Shoals Rd was $1,379, up 6.6% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,379.00 (+6.57%)	$174,290 (-2%) Land $15,600 Building $158,690	$174,290 (-2%) Land $15,600 Building $158,690
2025	$1,294.00	$217,860 Land $19,200 Building $198,660	$217,860 Land $19,200 Building $198,660
2023	$1,019.00	$174,290 Land $15,600 Building $158,690	$174,290 Land $15,600 Building $158,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 839 Shoals Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 839 Shoals Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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