893 S Sunshine Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 893 S Sunshine Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1943
Lot Size	0.125 acres (5,466 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Aug 2023)
Tax Bill	$9,082 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`492-171-12-00`

Property Details

APN / Parcel Number

Primary APN	`492-171-12-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,444 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Conventional
Lot Area	5,466 sqft (0.125 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	893 S SUNSHINE AVE
City	EL CAJON
State	CA
Zip	92020-5842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 11 NLY PAR OF 2 SLY PARS OF 3 WLY PARS AS PER ROS 4903 IN TR 001166
Legal Subdivision	STEVENS & HARTLEYS
Legal Tract	001166
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	15902

Owner

Source: San Diego County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	843 CORNELL AVE, CHULA VISTA, CA 91913-2608
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · VA Mortgage LOANUNITED.COM LLC
Aug 9, 2023	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 9, 2019	Deed of Trust, Mortgage · Conventional with PMI SPEC HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Prior Sale	Sep 27, 2016 · Amount on Record
Deed Document Number	2023216276
Prior Transfer Date	Mar 23, 2015
Prior Transfer Doc	0000138585
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	893 S SUNSHINE AVE, EL CAJON, CA 92020-5842
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 CORNELL AVE, CHULA VISTA, CA 91913-2608

Mortgage

Document Number	0000302348
Date	Oct 28, 2025
Instrument	2025-0302348

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 9, 2023
Property Address	893 S SUNSHINE AVE, EL CAJON, CA 92020-5842
Document Number	0000216276
Map Reference	MAP 1166
Instrument Date	Jul 27, 2023
Instrument	2023-0216276
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	TITLE FLORIDA INC, TITLE FORWARD OF CA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	843 CORNELL AVE, CHULA VISTA, CA 91913-2608

Mortgage

Document Number	0000216277
Date	Aug 9, 2023
Instrument	2023-0216277

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	893 S SUNSHINE AVE, EL CAJON, CA 92020-5842
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	893 S SUNSHINE AVE, EL CAJON, CA 92020-5842

Mortgage

Document Number	0000775111
Date	Nov 8, 2021
Instrument	2021-0775111

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Feb 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	893 S SUNSHINE AVE, EL CAJON, CA 92020-5842
Document Number	0000584141
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	893 S SUNSHINE AVE EL CAJON CA 920205842, EL CAJON, CA 92020-5842

Mortgage

Document Number	0000584141
Date	Dec 13, 2019
Instrument	584141

Lender

Name	SPEC HM LOANS
Address	LA VERNE, CA 91750

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$738,684 (+2%) Land $572,220 Building $166,464
2025	$9,082.00 (+53.7%)	$724,200 (+55.31%) Land $561,000 Building $163,200
2023	$5,909.00 (-0.39%) Homeowner's exemption	$466,283 Land $217,524 Building $248,759
2022	$5,932.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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