893 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 893 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2016
Lot Size	0.621 acres (27,051 sqft)
Owner	Individual Name on Record
Last Sale	$216,000 (Aug 2020)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 1 262`

Property Details

APN / Parcel Number

Primary APN	`18A 1 262`
Alternative APN	`1458`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	4,476 sqft
1st Floor Area	1,344 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2021
Exterior Material	Masonite
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,051 sqft (0.621 acres)
Terrain	Rolling
Garage Area	960 sqft
Porch	Slab
Porch Area	120 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1458
Street Address	893 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 200003151 ASHLAWN-1 LOT 262 27,042 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	26
Legal Lot Number	262
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1023
Census Tract	20104

Owner

Source: Fluvanna County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	893 JEFFERSON DR, PALMYRA, VA 22963-3311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	Aug 12, 2016 · Amount on Record
Deed Document Number	20203151
Prior Transfer Date	May 19, 2016
Prior Transfer Doc	0000001273
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 21, 2020
Property Address	893 JEFFERSON DR, PALMYRA, VA 22963-3311
Document Number	200003151
Map Reference	DB 74 PG 494
Instrument Date	Aug 12, 2020
Instrument	200003151
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	893 JEFFERSON DR, PALMYRA, VA 22963-3311

Mortgage

Document Number	200003152
Date	Aug 21, 2020
Instrument	200003152

Lender

Name	GUARANTEED RATE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,200 (+22.46%) Land $33,000 Building $222,200	$255,200 (+22.46%) Land $33,000 Building $222,200
2025	$1,926.00 (+9.56%)
2023		$208,400 Land $33,000 Building $175,400	$208,400 Land $33,000 Building $175,400
2022	$1,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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