Fluvanna County property record for 892 Jefferson Dr, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,618 sqft · built 2022 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,283 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 1 227 |
| Primary APN | 18A 1 227 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,618 sqft Living Area |
| 1st Floor Area | 1,484 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Terrain | Rolling |
| Porch | Patio |
| Deck Area | 100 sqft |
| Balcony Area | 26 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2827 |
|---|---|
| Street Address | 892 JEFFERSON DR |
| City | PALMYRA |
| State | VA |
| Zip | 22963-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | INST 220003773 ASHLAWN-1 LOT 227 15,000 SF |
| Legal Subdivision | EDGEWOOD |
| Legal Block | 22 |
| Legal Lot Number | 227 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 20104 |
Source: Fluvanna County records · APN 18A 1 227
Assessment roll updated June 25, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 892 JEFFERSON DR, PALMYRA, VA 22963-3303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK |
| Oct 24, 2022 | Gift Deed, Transfer · Conventional Mortgage FULTON BANK |
| Sep 01, 2020 | Warranty Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 13, 2022 |
| Transfer Doc | 0000003773 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 892 JEFFERSON DR, PALMYRA, VA 22963-3303 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0210002374 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 210002374 |
| Name | FULTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Apr 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Oct 24, 2022 |
| Property Address | 892 JEFFERSON DR, PALMYRA, VA 22963-3303 |
| Document Number | 0220003773 |
| Map Reference | DB 74 PG 494 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 220003773 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 892 JEFFERSON DR, PALMYRA, VA 22963-3303 |
| Document Number | 0220003774 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 220003774 |
| Name | FULTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2020 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Sep 01, 2020 |
| Property Address | 892 JEFFERSON DR, PALMYRA, VA 22963-3303 |
| Document Number | 0200003359 |
| Map Reference | DB 74 PG 494 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 200003359 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 892 JEFFERSON DR, PALMYRA, VA 22963-3303 |
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,400 (-) Land $30,000 Building $272,400 | $302,400 (-) Land $30,000 Building $272,400 | |
| 2025 | $2,283.00 (+0.66%) | $302,400 (+26.69%) Land $30,000 Building $272,400 | $302,400 (+26.69%) Land $30,000 Building $272,400 |
| 2024 | $2,268.00 (+12.61%) | ||
| 2023 | $238,700 Land $30,000 Building $208,700 | $238,700 Land $30,000 Building $208,700 | |
| 2022 | $2,014.00 |
Source: FEMA National Flood Hazard Layer as of March 25, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Central Virginia Electric Cooperative Fiber | 1,000 / 1,000 |
May also be available: Brightspeed, Verizon.
Based on FCC filings for 219 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures