Carroll County property record for 893 Banner Ave, Union Bridge, MD 21791
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,092 sqft · built 1970 |
| Lot Size | 0.628 acres (27,355 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,680 (2026) |
| Deeds & Mortgages | Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-006308 |
| Primary APN | 02-006308 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,092 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 27,355 sqft (0.628 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 732 sqft |
| Shed | 1 Shed |
| Shed Area | 280 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 006308 |
|---|---|
| Street Address | 893 BANNER AVE |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 1 - 27355 SQ FT 893 BANNER AVE 7-48 KEY VIEW |
| Legal Subdivision | KEY VIEW |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 2, UNIONTOWN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 502000 |
893 Banner Ave is owned and occupied by two individuals.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 893 BANNER AVE, UNION BRIDGE, MD 21791-9333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 893 BANNER AVE, UNION BRIDGE, MD 21791-9333 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0087390236 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 8739/0236 |
| Instrument | 8739-0236 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 893 Banner Ave was $2,680 with a homeowner's exemption, up 140.6% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,680.00 (+140.57%) Homeowner's exemption | $283,900 Land $95,100 Building $188,800 | $283,900 Land $95,100 Building $188,800 |
| 2025 | $1,114.00 Homeowner's exemption | ||
| 2023 | $2,192.00 Homeowner's exemption | $194,000 Land $95,100 Building $98,900 | $194,000 Land $95,100 Building $98,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 893 Banner Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 893 Banner Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARK HILL BIBLE CHURCH serves 163 people · EPA ID MD0060019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Quantum Internet & Telephone.
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