892 Banner Ave, Union Bridge, MD 21791 Property Records

Carroll County property record for 892 Banner Ave, Union Bridge, MD 21791

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,288 sqft · built 2004
Lot Size	0.52 acres (22,636 sqft)
Owner	Individual Name on Record
Tax Bill	$3,773 (2026)
Deeds & Mortgages	May 2022 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-009323`

Property Details

APN / Parcel Number

Primary APN	`02-009323`
Alternative APNs	`2009323` `009323`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,636 sqft (0.52 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	358 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	009323
Street Address	892 BANNER AVE
City	UNION BRIDGE
State	MD
Zip	21791-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 12 - 22636 SF 892 BANNER AVE 7-48 KEY VIEW AMND 48-251
Legal Subdivision	PLAT OF KEY VIEW
Legal Lot Number	12
Jurisdiction	CARROLL MD
Township / Civil Division	2, UNIONTOWN
Census Block Group	1
Census Block	1012
Census Tract	502000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	892 BANNER AVE, UNION BRIDGE, MD 21791-9334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Jul 25, 2019	Quit Claim Deed, Transfer SAFEGUARD TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2002
Deed Sale	Oct 3, 2002
Deed Document Number	20021543
Deed Book / Page	3057 / 103
Last Transfer Date	Sep 10, 2008
Transfer Doc	0056150653
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	892 BANNER AVE, UNION BRIDGE, MD 21791-9334
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 BANNER AVE, UNION BRIDGE, MD 21791-9334

Mortgage

Document Number	0107750460
Date	May 13, 2022
Book Page	10775/460

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	892 BANNER AVE, UNION BRIDGE, MD 21791-9334
Document Number	0094040344
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	SAFEGUARD TITLE INSURANCE AGENCY INC, SAFEGUARD TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 BANNER AVE UNION BRIDGE MD 217919334, UNION BRIDGE, MD 21791-9334

Mortgage

Document Number	0094040344
Date	Sep 10, 2019
Book Page	009404/000344

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 25, 2019
Property Address	892 BANNER AVE, UNION BRIDGE, MD 21791-9334
Document Number	0093550418
Book / Page	009355 / 000418
Instrument Date	Jul 15, 2019
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	SAFEGUARD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 BANNER AVE UNION BRIDGE MD 217919334, UNION BRIDGE, MD 21791-9334

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,773.00 (+0.37%) Homeowner's exemption	$340,400 (+11.77%) Land $86,400 Building $254,000	$340,400 (-) Land $86,400 Building $254,000
2025	$3,759.00 (+42.87%) Homeowner's exemption	$304,567 (+30.77%)	$340,400 (+46.16%) Land $86,400 Building $254,000
2023	$2,631.00	$232,900 Land $86,400 Building $146,500	$232,900 Land $86,400 Building $146,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARK HILL BIBLE CHURCH serves 163 people · EPA ID MD0060019
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

Nearby Properties on Banner Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures