Montgomery County property record for 8928 Cold Spring Rd, Potomac, MD 20854 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,670 sqft · built 1973 |
| Lot Size | 0.277 acres (12,045 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $675,000 (Sep 2003) |
| Tax Bill | $11,252 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Apr 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00140958 |
| Primary APN | 04-00140958 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,670 sqft Living Area |
| Gross Area | 4,132 sqft |
| 1st Floor Area | 1,538 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,045 sqft (0.277 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00140958 |
|---|---|
| Street Address | 8928 COLD SPRING RD |
| City | POTOMAC |
| State | MD |
| Zip | 20854-2345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POTOMAC COMMONS SEC 5 |
| Legal Subdivision | POTOMAC COMMONS |
| Legal Block | W |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 701210 |
Source: Montgomery County records · APN 04-00140958
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 8928 COLD SPRING RD, POTOMAC, MD 20854-2345 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 19, 2021 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| May 22, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2003 · Amount on Record |
| Deed Sale | Sep 22, 2003 · Amount on Record |
| Prior Sale | Jul 03, 2003 |
| Deed Document Number | 2003282653 |
| Last Transfer Date | Apr 13, 2018 |
| Transfer Doc | 0560510452 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 8928 COLD SPRING RD, POTOMAC, MD 20854-2345 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 8928 COLD SPRING RD, POTOMAC, MD 20854-2345 |
| Document Number | 0698330463 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 69833/463 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 07, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 8928 COLD SPRING RD, POTOMAC, MD 20854-2345 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 17801 GEORGIA AVE, OLNEY, MD 20832-2233 |
| Document Number | 0626370359 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 62637/359 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 476 Months |
| Due | Dec 21, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 8928 COLD SPRING RD, POTOMAC, MD 20854-2345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CAPITOL TTLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 8928 COLD SPRING RD, POTOMAC, MD 20854-2345 |
| Document Number | 0611360210 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 61136/210 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 22, 2018 |
| Property Address | 8928 COLD SPRING RD, POTOMAC, MD 20854-2345 |
| Document Number | 0560510452 |
| Book / Page | 056051 / 000452 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 8928 COLD SPRING RD POTOMAC MD 208542345, POTOMAC, MD 20854-2345 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,049,500 (+7.4%) Land $404,100 Building $645,400 | $1,049,500 (-) Land $404,100 Building $645,400 | |
| 2025 | $11,252.00 (+2.06%) | $977,233 (+17.36%) | $1,049,500 (+26.04%) Land $404,100 Building $645,400 |
| 2024 | $11,025.00 (+22.4%) | ||
| 2023 | $832,700 Land $384,800 Building $447,900 | $832,700 Land $384,800 Building $447,900 | |
| 2022 | $9,007.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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