8928 Cold Spring Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 8928 Cold Spring Rd, Potomac, MD 20854 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,670 sqft · built 1973
Lot Size0.277 acres (12,045 sqft)
Owner2 Company Names on File
Last Sale$675,000 (Sep 2003)
Tax Bill$11,252 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Apr 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-00140958

Property Details

APN / Parcel Number

Primary APN04-00140958
Alternative APN
  • 00140958

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,670 sqft Living Area
Gross Area4,132 sqft
1st Floor Area1,538 sqft
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,045 sqft (0.277 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Deck Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00140958
Street Address8928 COLD SPRING RD
CityPOTOMAC
StateMD
Zip20854-2345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOTOMAC COMMONS SEC 5
Legal SubdivisionPOTOMAC COMMONS
Legal BlockW
Legal Lot Number1
JurisdictionMONTGOMERY MD
Township / Civil Division4
Census Block Group3
Census Block3000
Census Tract701210

Owner

Source: Montgomery County records · APN 04-00140958

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address8928 COLD SPRING RD, POTOMAC, MD 20854-2345
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 19, 2021Deed of Trust, Mortgage · Line of Credit
SANDY SPRING BANK
Nov 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
SANDY SPRING BANK
May 22, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 22, 2003 · Amount on Record
Deed SaleSep 22, 2003 · Amount on Record
Prior SaleJul 03, 2003
Deed Document Number2003282653
Last Transfer DateApr 13, 2018
Transfer Doc0560510452
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address8928 COLD SPRING RD, POTOMAC, MD 20854-2345
Transaction TypeMortgage
Record UpdatedDec 04, 2025
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address8928 COLD SPRING RD, POTOMAC, MD 20854-2345

Mortgage

Document Number0698330463
DateNov 17, 2025
Book Page69833/463
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 07, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address8928 COLD SPRING RD, POTOMAC, MD 20854-2345
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address17801 GEORGIA AVE, OLNEY, MD 20832-2233

Mortgage

Document Number0626370359
DateApr 19, 2021
Book Page62637/359
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeLine of Credit
AmountAmount Recorded
Term476 Months
DueDec 21, 2060
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address8928 COLD SPRING RD, POTOMAC, MD 20854-2345
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCAPITOL TTLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address8928 COLD SPRING RD, POTOMAC, MD 20854-2345

Mortgage

Document Number0611360210
DateNov 19, 2020
Book Page61136/210
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2035

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY MD
Recording DateMay 22, 2018
Property Address8928 COLD SPRING RD, POTOMAC, MD 20854-2345
Document Number0560510452
Book / Page056051 / 000452
Instrument DateApr 13, 2018
Transaction TypeTransfer
Record UpdatedJun 07, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8928 COLD SPRING RD POTOMAC MD 208542345, POTOMAC, MD 20854-2345

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,049,500 (+7.4%) Land $404,100 Building $645,400$1,049,500 (-) Land $404,100 Building $645,400
2025$11,252.00 (+2.06%)$977,233 (+17.36%)$1,049,500 (+26.04%) Land $404,100 Building $645,400
2024$11,025.00 (+22.4%)
2023$832,700 Land $384,800 Building $447,900$832,700 Land $384,800 Building $447,900
2022$9,007.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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