Montgomery County property record for 8826 Cold Spring Rd, Potomac, MD 20854
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,200 sqft · built 1968 |
| Lot Size | 0.359 acres (15,636 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $870,000 (Dec 2017) |
| Tax Bill | $10,754 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00129916 |
| Primary APN | 04-00129916 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,200 sqft Living Area |
| Gross Area | 3,486 sqft |
| 1st Floor Area | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Wood Shingle |
| Lot Area | 15,636 sqft (0.359 acres) |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00129916 |
|---|---|
| Street Address | 8826 COLD SPRING RD |
| City | POTOMAC |
| State | MD |
| Zip | 20854-2424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | COPENHAVER |
| Legal Subdivision | COPENHAVER |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 701210 |
Source: Montgomery County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8826 COLD SPRING RD, POTOMAC, MD 20854-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 5, 2017 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 5, 2017 · Amount on Record |
| Deed Sale | Dec 5, 2017 · Amount on Record |
| Prior Sale | Apr 30, 1998 · Amount on Record |
| Deed Book / Page | 55321 / 490 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 8826 COLD SPRING RD, POTOMAC, MD 20854-2424 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 8826 COLD SPRING RD, POTOMAC, MD 20854-2424 |
| Document Number | 0658980167 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 65898/167 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 5, 2017 |
| Property Address | 8826 COLD SPRING RD, POTOMAC, MD 20854-2424 |
| Document Number | 0553210490 |
| Book / Page | 55321 / 490 |
| Map Reference | MB81 PG8355 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8826 COLD SPRING RD, POTOMAC, MD 20854-2424 |
| Document Number | 0055321496 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 55321/496 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2047 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $987,600 (+5.74%) Land $473,800 Building $513,800 | $987,600 (-) Land $473,800 Building $513,800 | |
| 2025 | $10,754.00 (+20.08%) | $934,000 (+12.97%) | $987,600 (+19.45%) Land $473,800 Building $513,800 |
| 2023 | $826,800 Land $451,200 Building $375,600 | $826,800 Land $451,200 Building $375,600 | |
| 2022 | $8,956.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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