8925 Collins Ave, Apt 7C, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 8925 Collins Ave, Apt 7C, Surfside, FL 33154

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,480 sqft · built 1995
Owner	2 Individual Names on Record
Last Sale	$760,000 (Mar 2023)
Tax Bill	$12,310 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-2235-030-0280`

Property Details

APN / Parcel Number

Primary APN	`14-2235-030-0280`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	111 Units
Building Area	1,480 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	8925 COLLINS AVE, 7C
City	SURFSIDE
State	FL
Zip	33154-3532
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	5000
Legal Description	MIRAGE CONDO UNIT 7C UNDIV 0.00871 % INT IN COMMON ELEMENTS OFF REC 16853-0710 OR 17271-1597 0796 1 COC 26123-4283 12 2007 4
Legal Range	42E
Legal Township	52S
Legal Section	35
Legal Subdivision	MIRAGE CONDO
Legal Block	4
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	4
Census Block	4000
Census Tract	3804

Owner

Source: Miami-Dade County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 S HIGH ST, 300, COLUMBUS, OH 43215-3456
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK
Mar 17, 2023	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2023 · Amount on Record
Deed Sale	Mar 17, 2023 · Amount on Record
Prior Sale	Mar 21, 2013 · Amount on Record
Deed Document Number	2023183448
Deed Book / Page	33627 / 4714
Prior Transfer Date	Mar 15, 2013
Prior Transfer Doc	0000217671
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	8925 COLLINS AVE APT 7C, 7C, SURFSIDE, FL 33154-3532
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SESSIONS DR, COLUMBUS, OH 43209-1440

Mortgage

Document Number	0000269327
Date	Apr 24, 2023
Book Page	33675/4472
Instrument	2023R0269327

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 17, 2023
Property Address	8925 COLLINS AVE APT 7C, 7C, SURFSIDE, FL 33154-3532
Document Number	0000183448
Book / Page	33627 / 4714
Map Reference	MB 16853 PG 710
Instrument Date	Mar 16, 2023
Instrument	2023R0183448
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10208 SUNSET BEND DR, BOCA RATON, FL 33428-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 S HIGH ST STE 300, 300, COLUMBUS, OH 43215-3456

Mortgage

Document Number	0000004717
Date	Mar 17, 2023
Instrument	33627/4717

Lender

Name	HEARTLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Margin	3
Max Rate	11.8%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Surfside Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,310.00 (+14.99%)	$661,000 (-)	$661,000 (-)
2023	$10,705.00 (+15.32%)	$661,000 (+25%)	$661,000 (+25%)
2022	$9,283.00	$528,800	$528,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	458 units insured incl. 454 condo units
Nearby Flood Claims	41 (1979–2024)
Claims Outside the SFHA	7 of 41
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Irene, Oct 1999 · 9 claims Hurricane Andrew, Aug 1992 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SURFSIDE serves 5,744 people · EPA ID FL4131424
Water Source	Purchased groundwater from MDWASA - MAIN SYSTEM
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber, Hotwire Communications, Xfinity.

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