892 Snowfall Way, Westminster, MD 21157 Property Records

Carroll County property record for 892 Snowfall Way, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,138 sqft · built 1987
Lot Size	0.276 acres (12,022 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (May 2019)
Tax Bill	$3,910 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-094574`

Property Details

APN / Parcel Number

Primary APN	`07-094574`
Alternative APNs	`7094574` `094574`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,138 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,022 sqft (0.276 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	094574
Street Address	892 SNOWFALL WAY
City	WESTMINSTER
State	MD
Zip	21157-4637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 78 - 12022 SF 892 SNOWFALL WAY 28-118/ AUTUMN RIDGE SC 4
Legal Subdivision	PLAT OF SECTION FOUR OF AUTUMN RIDGE
Legal Lot Number	78
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2009
Census Tract	507601

Owner

Source: Carroll County records · APN 07-094574

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	892 SNOWFALL WAY, WESTMINSTER, MD 21157-4637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 28, 2019	Deed, Transfer · VA Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	Feb 03, 1988 · Amount on Record
Deed Book / Page	9299 / 258
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	892 SNOWFALL WAY, WESTMINSTER, MD 21157-4637
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102030001
Date	Apr 08, 2021
Book Page	10203/1

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Aug 01, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	892 SNOWFALL WAY, WESTMINSTER, MD 21157-4637
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098030238
Date	Aug 13, 2020
Book Page	9803/238

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jun 01, 2049

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 28, 2019
Property Address	892 SNOWFALL WAY, WESTMINSTER, MD 21157-4637
Document Number	0092990258
Book / Page	9299 / 0258
Map Reference	MB 28 FO 118&119
Instrument Date	May 17, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	892 SNOWFALL WAY, WESTMINSTER, MD 21157-4637

Mortgage

Document Number	0009299264
Date	May 28, 2019
Instrument	9299/264

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,100 (+32.3%) Land $121,700 Building $258,400	$380,100 (+32.3%) Land $121,700 Building $258,400
2025	$3,910.00 (+20.46%)
2023	$3,246.00	$287,300 Land $121,700 Building $165,600	$287,300 Land $121,700 Building $165,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135076012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Schurz Communications	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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