Carroll County property record for 877 Snowfall Way, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,138 sqft · built 1986 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Sep 2022) |
| Tax Bill | $4,523 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Mar 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-089414 |
| Primary APN | 07-089414 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,138 sqft Total Area |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,973 sqft (0.206 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 120 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 089414 |
|---|---|
| Street Address | 877 SNOWFALL WAY |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-4623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 59 - 8973 SF 877 SNOWFALL WAY 26-152 AUTUMN RIDGE SC 3 |
| Legal Subdivision | AUTUMN RIDGE |
| Legal Lot Number | 59 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 507601 |
877 Snowfall Way is owned and occupied by two individuals who bought it in September 2022.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 877 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Mar 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 22, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 2, 2017 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 2, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2022 · Amount on File |
| Deed Sale | Sep 21, 2022 · Amount on File |
| Prior Sale | Nov 2, 2017 · Amount on File |
| Deed Book / Page | 10890 / 425 |
| Prior Transfer Date | Jun 14, 2019 |
| Prior Transfer Doc | 0093510194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 21, 2022 |
| Property Address | 877 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Document Number | 0108900425 |
| Book / Page | 10890 / 425 |
| Map Reference | MB 26 FO 152 |
| Instrument Date | Sep 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 877 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Document Number | 0108900430 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 10890-0430 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 877 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 877 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Document Number | 0107210327 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 10721/327 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 877 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0100830096 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 10083/96 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 22, 2019 |
| Property Address | 877 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Document Number | 0093510194 |
| Book / Page | 9351 / 0194 |
| Map Reference | MB 26 FO 152 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 877 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Document Number | 0009351199 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 9351/199 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Nov 2, 2017 |
| Property Address | 877 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Document Number | 0088530009 |
| Book / Page | 8853 / 0009 |
| Map Reference | MB26 FO152 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 8853-0009 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 877 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Document Number | 88530023 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 8853-0023 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 2, 2017 |
| Property Address | 877 SNOWFALL WAY, WESTMINSTER, MD 21157-4623 |
| Document Number | 0087640006 |
| Book / Page | 008764 / 000006 |
| Instrument Date | Aug 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8007 FANIEAF TRL RALEIGH NC 27612, RALEIGH, NC 27612 |
The 2026 property tax bill for 877 Snowfall Way was $4,523, up 12% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,523.00 (+11.96%) | $403,900 (+11.96%) Land $110,000 Building $293,900 | $403,900 (-) Land $110,000 Building $293,900 |
| 2025 | $4,040.00 | $360,767 | $403,900 Land $110,000 Building $293,900 |
| 2023 | $3,101.00 | $274,500 Land $107,600 Building $166,900 | $274,500 Land $107,600 Building $166,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 877 Snowfall Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 877 Snowfall Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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