892 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 892 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 947 sqft · built 1922
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Apr 2026)
Tax Bill	$4,114 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-23-0027`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-23-0027`
Alternative APNs	`8009930` `23021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	947 sqft Living Area
1st Floor Area	808 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	23021
Street Address	892 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCKWOODS ADDITION LOT 12 BLK 4
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	LOCKWOODS ADDITION
Legal Block	4
Legal Lot Number	12
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3005
Census Tract	31600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	892 COOK AVE E, SAINT PAUL, MN 55106-3217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jan 8, 2026	Quit Claim Deed, Subdivision Related Transfer Quitclaim
Dec 10, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 13, 2023	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Oct 26, 2023	Intrafamily Transfer, Transfer WEST TITLE LLC
Dec 13, 2023	Re-recorded Document WEST TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Prior Sale	Sep 29, 2014 · Amount on Record
Deed Document Number	20262813333
Prior Transfer Date	Oct 20, 2023
Prior Transfer Doc	0A05006272
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 3, 2026
Property Address	892 COOK AVE E, SAINT PAUL, MN 55106-3217
Document Number	0T02813333
Instrument Date	Mar 31, 2026
Instrument	20262813333
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	UNITED TITLE, UNITY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 COOK AVE E, SAINT PAUL, MN 55106-3217

Mortgage

Document Number	0002813334,
Date	Apr 3, 2026
Instrument	20262813334

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 8, 2026
Property Address	892 COOK AVE E, SAINT PAUL, MN 55106-3217
Document Number	0T02808760
Instrument Date	Jan 7, 2026
Instrument	T02808760
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1611 COUNTY ROAD B W # W108, W108, ROSEVILLE, MN 55113-5021

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	892 COOK AVE E, SAINT PAUL, MN 55106-3217

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 10, 2025
Property Address	892 COOK AVE E, SAINT PAUL, MN 55106-3217
Document Number	0T02807154
Instrument Date	Dec 3, 2025
Instrument	T02807154
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 COUNTY ROAD B W STE 108, 108, ROSEVILLE, MN 55113-4107

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 13, 2023
Property Address	892 COOK AVE E, SAINT PAUL, MN 55106-3217
Document Number	0T02766104
Instrument Date	Nov 17, 2023
Instrument	T02766104
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	892 COOK AVE E, SAINT PAUL, MN 55106-3217

Mortgage

Document Number	0T02766105
Date	Dec 13, 2023
Instrument	T02766105

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Oct 26, 2023
Property Address	892 COOK AVE E, SAINT PAUL, MN 55106-3217
Document Number	0A05006272
Instrument Date	Oct 20, 2023
Instrument	A05006272
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	WEST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 COOK AVE E, SAINT PAUL, MN 55106-3217

December 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	RAMSEY MN
Recording Date	Dec 13, 2023
Property Address	892 COOK AVE E, SAINT PAUL, MN 55106-3217
Document Number	0T02766103
Instrument Date	Oct 20, 2023
Instrument	T02766103
Record Updated	Apr 10, 2026
Title Company	WEST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3817 BEARD AVE S, MINNEAPOLIS, MN 55410-1040

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,600 (-2.8%) Land $25,000 Building $235,600	$260,600 (-2.8%) Land $25,000 Building $235,600
2025	$4,114.00 (+51.58%)	$268,100 (+43.06%) Land $25,000 Building $243,100	$268,100 (+43.06%) Land $25,000 Building $243,100
2024	$2,714.00 (-21.33%)
2023	$3,450.00	$187,400 Land $20,000 Building $167,400	$187,400 Land $20,000 Building $167,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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