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876 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 876 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,117 sqft · built 1884
Lot Size0.114 acres (4,966 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Nov 2020)
Tax Bill$3,380 (2023)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-29-22-23-0132

Property Details

APN / Parcel Number

Primary APN28-29-22-23-0132

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,117 sqft Living Area
1st Floor Area734 sqft

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area4,966 sqft (0.114 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeDetached
Garage Area640 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address876 COOK AVE E
CitySAINT PAUL
StateMN
Zip55106-3216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionLOCKWOOD'S ADDITION LOT 1 BLK 3
Legal Range22
Legal Township29
Legal Section28
Legal Quarter2
Quarter-Quarter Section3
Legal SubdivisionLOCKWOODS ADDITION
Legal Block3
Legal Lot Number1
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group3
Census Block3004
Census Tract31600

Owner

Source: Ramsey County records · APN 28-29-22-23-0132

Assessment roll updated February 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address876 COOK AVE E, SAINT PAUL, MN 55106-3216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Partial Claim Mortgage
NATIONSTAR MORTGAGE LLC
Nov 30, 2020Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2020 · Amount on Record
Deed SaleNov 30, 2020 · Amount on Record
Deed Document NumberA04848184
Record UpdatedJun 07, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address876 COOK AVE E, SAINT PAUL, MN 55106-3216
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address876 COOK AVE E, SAINT PAUL, MN 55106-3216

Mortgage

Document Number0A05096339
DateFeb 17, 2026
InstrumentA05096339
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypePartial Claim Mortgage
AmountAmount Recorded

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateNov 30, 2020
Property Address876 COOK AVE E, SAINT PAUL, MN 55106-3216
Document Number0004848184
Instrument DateNov 19, 2020
Instrument4848184
Transaction TypeTransfer
Record UpdatedDec 11, 2020
Title CompanyMINNESOTA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$11,840.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address876 COOK AVE E ST PAUL MN 551063216, ST PAUL, MN 55106-3216

Mortgage

Document Number4848185
DateNov 30, 2020
Instrument4848185
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 29, 2050

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,380.00 Homeowner's exemption$235,300 Land $20,000 Building $215,300$235,300 Land $20,000 Building $215,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1987)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1987 · Severe Storms, Tornadoes & Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
LTD Broadband
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 657 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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