Chesapeake City property record for 892 Bells Mill Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,982 sqft · built 2000 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,696 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2018 Mortgage |
| APN | 0472001000030 |
| Primary APN | 0472001000030 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,982 sqft Living Area |
| 1st Floor Area | 1,473 sqft |
| Upper Floors Area | 1,473 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,070 sqft (0.323 acres) |
| Lot Dimensions | 57 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 412 sqft |
| Porch | Slab |
| Porch Area | 234 sqft |
| Patio Area | 1,951 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 892 BELLS MILL RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | LOT 3A RESUB PLAT LOTS 3-5 GOODMAN VILLAGE |
| Legal Subdivision | GOODMAN VILLAGE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 21005 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 892 BELLS MILL RD, CHESAPEAKE, VA 23322-7016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Mar 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 24, 2026 |
| Property Address | 892 BELLS MILL RD, CHESAPEAKE, VA 23322-7016 |
| Document Number | 0000019228 |
| Book / Page | 11005 / 332 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202619228 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | Surviving Joint Tenant, 290 |
| Address | 892 BELLS MILL RD, CHESAPEAKE, VA 23322-7016 |
| Document Number | 0000019228, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 11005/332 |
| Instrument | 202619228 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 1, 2066 |
| Rate | 8.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 892 BELLS MILL RD, CHESAPEAKE, VA 23322-7016 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 009894/663 |
|---|---|
| Date | Mar 21, 2018 |
| Book Page | 9894/663 |
| Instrument | 180007084 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $670,000 (+1.06%) Land $150,000 Building $520,000 | $670,000 (+1.06%) Land $150,000 Building $520,000 | |
| 2025 | $6,696.00 (+41.18%) | $663,000 (+0.84%) Land $140,000 Building $523,000 | $663,000 (+0.84%) Land $140,000 Building $523,000 |
| 2023 | $657,500 (+9.86%) Land $120,000 Building $537,500 | $657,500 (+9.86%) Land $120,000 Building $537,500 | |
| 2022 | $598,500 Land $105,000 Building $493,500 | $598,500 Land $105,000 Building $493,500 | |
| 2019 | $4,743.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 253 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 253 in force |
| Nearby Flood Claims | 63 (1978–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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