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889 Bells Mill Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 889 Bells Mill Rd, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,142 sqft · built 2019
Lot Size1.75 acres (76,230 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (Apr 2025)
Tax Bill$4,884 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Dec 2020 Refinance
+ 3 more
APN0471000001170

Property Details

APN / Parcel Number

Primary APN0471000001170

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,142 sqft Living Area
1st Floor Area1,004 sqft
Upper Floors Area928 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area76,230 sqft (1.75 acres)
Lot Dimensions619 ft deep x 106 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchPorch
Porch Area40 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address889 BELLS MILL RD
CityCHESAPEAKE
StateVA
Zip23322-7075
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMULTI: MUL
Legal DescriptionHENRY BELL PROP 5 1.75 AC
Legal SubdivisionBELLS MILL MISC MAPS 046, 047
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2002
Census Tract21005

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address889 BELLS MILL RD, CHESAPEAKE, VA 23322-7075
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Deed of Trust, Mortgage · Line of Credit
BAYPORT CU
Dec 29, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST MORTGAGE SOLUTIONS LLC
Sep 4, 2019Warranty Deed, Transfer · VA Mortgage
NEWREZ LLC
Aug 20, 2018Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 20, 2018Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2025 · Amount on Record
Deed SaleApr 14, 2025 · Amount on Record
Prior SaleSep 4, 2019 · Amount on Record
Deed Document Number20257397
Deed Book / Page10842 / 1200
Prior Transfer DateApr 4, 2025
Prior Transfer Doc0000007397
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address889 BELLS MILL RD, CHESAPEAKE, VA 23322-7075
Transaction TypeMortgage
Record UpdatedMar 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10930/1368
DateDec 30, 2025
Book Page10930/1368
Instrument250030437
Lender
NameBAYPORT CU
TypeCredit Union
AddressNEWPORT NEWS, VA 23606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term204 Months
DueDec 29, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address889 BELLS MILL RD, CHESAPEAKE, VA 23322-7075
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10283/1300
DateDec 29, 2020
Book Page10283/1300
Instrument200049541
Lender
NameFIRST MORTGAGE SOLUTIONS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate2.25%

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 4, 2019
Property Address889 BELLS MILL RD, CHESAPEAKE, VA 23322-7075
Document Number10051/1615
Book / Page10051 / 1615
Instrument DateAug 29, 2019
Instrument190023538
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address889 BELLS MILL RD, CHESAPEAKE, VA 23322-7075

Mortgage

Document Number0190023539
DateSep 4, 2019
Instrument190023539
Lender
NameNEWREZ LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 20, 2018
Property Address889 BELLS MILL RD, CHESAPEAKE, VA 23322-7075
Document Number9945/273
Book / Page9945 / 273
Instrument DateAug 13, 2018
Instrument180022343
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 BAYLOR CT STE D, D, CHESAPEAKE, VA 23320-3680
InvestorPossibly a Property Investor

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 20, 2018
Property Address889 BELLS MILL RD, CHESAPEAKE, VA 23322-7075
Document Number009945/273
Book / Page9945 / 273
Instrument DateAug 13, 2018
Instrument180022343
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 BAYLOR CT STE D, D, CHESAPEAKE, VA 23320-3680
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$518,300 (+7.18%) Land $186,800 Building $331,500$518,300 (+7.18%) Land $186,800 Building $331,500
2025$4,884.00 (+117.65%)$483,600 (+9.19%) Land $165,800 Building $317,800$483,600 (+9.19%) Land $165,800 Building $317,800
2023$442,900 (+13.71%) Land $145,800 Building $297,100$442,900 (+13.71%) Land $145,800 Building $297,100
2022$389,500 Land $130,800 Building $258,700$389,500 Land $130,800 Building $258,700
2019$2,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 253 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies253 in force
Nearby Flood Claims63 (1978–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Irene, Aug 2011 · 9 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 9 claims
  • Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 60% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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