89155 Sutton Lake Rd, Florence, OR 97439 Property Records

Lane County property record for 89155 Sutton Lake Rd, Florence, OR 97439

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,070 sqft · built 1999
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$426,000 (Aug 2018)
Tax Bill$3,539 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-12-26-44-01200-000

Property Details

APN / Parcel Number

Primary APN17-12-26-44-01200-000
Alternative APN
  • 0541605

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,070 sqft Finished Area
1st Floor Area827 sqft
2nd Floor Area1,243 sqft

Exterior

Year BuiltBuilt 1999
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions190 ft deep x 130 ft wide
Garage TypeAttached
Garage Area702 sqft
DrivewayDriveway
Driveway Area486 sqft
Parking Spaces2 Parking Spaces
Patio Area486 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number0541605
Street Address89155 SUTTON LAKE RD
CityFLORENCE
StateOR
Zip97439-8735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1-RURAL RES. (1 AC MIN)
Legal DescriptionSEC/TWN/RNG/MER:SEC 26 TWN 17 RNG 12
Legal Range12W
Legal Township17S
Legal Section26
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionLAKEWOOD
Legal Lot Number1200
JurisdictionLANE OR
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1175
Census Tract708

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address89155 SUTTON LAKE RD, FLORENCE, OR 97439-8735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 31, 2018Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2018 · Amount on Record
Deed SaleAug 31, 2018 · Amount on Record
Deed Document Number2018-041130
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address89155 SUTTON LAKE RD, FLORENCE, OR 97439-8735
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044178
DateOct 3, 2019
Instrument2019-044178
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 9, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateAug 31, 2018
Property Address89155 SUTTON LAKE RD, FLORENCE, OR 97439-8735
Document Number0000041130
Instrument DateAug 2, 2018
Instrument41130
Transaction TypeTransfer
Record UpdatedSep 12, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$426.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address89155 SUTTON LAKE RD FLORENCE OR 974398735, FLORENCE, OR 97439-8735

Mortgage

Document Number41131
DateAug 31, 2018
Instrument41131
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2048

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
Unified School DistrictSiuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,539.00 (+6.09%)$321,019 (+6.09%)$652,989 (-4.17%) Land $110,947 Building $542,042
2023$3,336.00 (+4.45%)$302,592 (+3%)$681,435 (+20.67%) Land $89,824 Building $591,611
2022$3,194.00$293,779$564,716 Land $83,335 Building $481,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims31 (1980–2016)
Claims Outside the SFHA3 of 31
Most Recent ClaimNov 2016 · other causes
Claims by Event
  • Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 8 claims
  • Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 2 claims
  • High Winds, Severe Storms And Flooding, Feb 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHECETA WATER PEOPLES UTILITY DISTRICT
serves 4,921 people · EPA ID OR4100301
Water SourceSurface water
Last State InspectionOct 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wind Wireless
Fiber
10,000 / 10,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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