8913 Pine Ridge Rd, Ooltewah, TN 37363 Property Records

Hamilton County property record for 8913 Pine Ridge Rd, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,387 sqft · built 2021
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Jan 2022)
Tax Bill	$2,095 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000084899`

Property Details

APN / Parcel Number

Primary APN	`0000084899`
Alternative APN	`150 086`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,387 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	53,579 sqft (1.23 acres)
Lot Dimensions	265 ft deep x 146 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000084899
Old Parcel Number	150 086
Street Address	8913 PINE RIDGE RD
City	OOLTEWAH
State	TN
Zip	37363-8065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 3 DWELL DESIGN AT PINE RIDGE PB 62 PG 349 REV PB 116 PG 96 REV PB 118 PG 13 REV PB 130 PG 16
Legal Subdivision	DESIGN AT PINE RIDGE SUB
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3005
Census Tract	11314

Owner

8913 Pine Ridge Rd is owned and occupied by an individual who bought it in January 2022.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8913 PINE RIDGE RD, OOLTEWAH, TN 37363-8065
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Oct 16, 2020	Warranty Deed, Construction Loan · Construction Mortgage FIRST VOLUNTEER BK
Apr 26, 2017	Warranty Deed, Transfer REAL TITLE AND ESCROW SERVICES INC, REAL TITLE & ESCROW SVC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on File
Deed Sale	Jan 20, 2022 · Amount on File
Prior Sale	Oct 16, 2020 · Amount on File
Deed Document Number	2022012000010
Deed Book / Page	12816 / 214
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 20, 2022
Property Address	8913 PINE RIDGE RD, OOLTEWAH, TN 37363-8065
Document Number	0000000010
Book / Page	12816 / 214
Map Reference	MB 118 PG 13
Instrument Date	Jan 14, 2022
Instrument	2022012000010
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 1, 2026
Title Company	UNKNOWN, ALLIANCE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,961.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8913 PINE RIDGE RD, OOLTEWAH, TN 37363-8065

Mortgage

Document Number	0012816217
Date	Jan 20, 2022
Instrument	12816/217

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 16, 2020
Property Address	8913 PINE RIDGE RD, OOLTEWAH, TN 37363-8065
Document Number	1016000202
Book / Page	012194 / 000812
Instrument Date	Oct 16, 2020
Instrument	201016000202
Transaction Type	Construction Loan
Record Updated	Oct 29, 2020
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount on Record
Tax	$296.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1900 E MAIN ST CHATTANOOGA TN 374045128, CHATTANOOGA, TN 37404-5128
Investor	Possibly a Property Investor

Mortgage

Document Number	1016000203
Date	Oct 16, 2020
Book Page	012194/000814
Instrument	201016000203

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	24 Months
Due	Oct 15, 2022

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 26, 2017
Property Address	8913 PINE RIDGE RD, OOLTEWAH, TN 37363-8065
Document Number	0000000020
Book / Page	011033 / 000237
Instrument Date	Apr 21, 2017
Instrument	20
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	REAL TITLE AND ESCROW SERVICES INC, REAL TITLE & ESCROW SVC INC

Transaction

Amount	Amount on Record
Tax	$610.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2313 IVIE LN WEATHERFORD TX 760874901, WEATHERFORD, TX 76087-4901

Tax Assessment & Valuation

The 2025 property tax bill for 8913 Pine Ridge Rd was $2,095.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,095.00	$138,275	$553,100 Land $68,900 Building $484,200
2023	$2,519.00	$112,200	$448,800 Land $64,500 Building $384,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8913 Pine Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8913 Pine Ridge Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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