8829 Pine Ridge Rd, Ooltewah, TN 37363 Property Records

Hamilton County property record for 8829 Pine Ridge Rd, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,162 sqft · built 2021
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on Record
Last Sale	$641,365 (Sep 2021)
Tax Bill	$2,201 (2025)
Deeds & Mortgages	Dec 2024 Second Mortgage Oct 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0000084900`

Property Details

APN / Parcel Number

Primary APN	`0000084900`
Alternative APN	`150 087`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,162 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	68,825 sqft (1.58 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000084900
Old Parcel Number	150 087
Street Address	8829 PINE RIDGE RD
City	OOLTEWAH
State	TN
Zip	37363-8064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 5 DWELL DESIGN AT PINE RIDGE PB 116 PG 96 REV PB 118 PG 13 REV PB 130 PG 16
Legal Range	02
Legal Township	04
Legal Section	32
Legal Subdivision	DESIGN AT PINE RIDGE SUB
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3005
Census Tract	11314

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8829 PINE RIDGE RD, OOLTEWAH, TN 37363-8064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 20, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 20, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU
Oct 16, 2020	Warranty Deed, Construction Loan · Construction Mortgage FIRST VOLUNTEER BK
Dec 17, 2019	Warranty Deed, Construction Loan · Construction Mortgage FIRST VOLUNTEER BK
Apr 26, 2017	Warranty Deed, Transfer REAL TITLE AND ESCROW SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	0000000379
Deed Book / Page	12657 / 978
Last Transfer Date	Oct 20, 2025
Transfer Doc	0000000086
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8829 PINE RIDGE RD, OOLTEWAH, TN 37363-8064
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000168
Date	Dec 16, 2024
Book Page	13789/200
Instrument	2024121600168

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2045

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 20, 2025
Property Address	8829 PINE RIDGE RD, OOLTEWAH, TN 37363-8064
Document Number	0000000086
Book / Page	14079 / 332
Map Reference	MB 130 PG 16
Instrument Date	Oct 10, 2025
Instrument	2025102000086
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8829 PINE RIDGE RD, OOLTEWAH, TN 37363-8064

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 20, 2021
Property Address	8829 PINE RIDGE RD, OOLTEWAH, TN 37363-8064
Document Number	0000000379
Book / Page	12657 / 978
Map Reference	MB 116 PG 96
Instrument Date	Sep 15, 2021
Instrument	2021092000379
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 1, 2026
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,373.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8829 PINE RIDGE RD, OOLTEWAH, TN 37363-8064

Mortgage

Document Number	0012657981
Date	Sep 20, 2021
Instrument	12657/981

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 16, 2020
Property Address	8829 PINE RIDGE RD, OOLTEWAH, TN 37363-8064
Document Number	1016000207
Book / Page	012194 / 000839
Instrument Date	Oct 16, 2020
Instrument	201016000207
Transaction Type	Construction Loan
Record Updated	Oct 29, 2020
Title Company	FILE FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Tax	$296.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1900 E MAIN ST CHATTANOOGA TN 374045128, CHATTANOOGA, TN 37404-5128

Mortgage

Document Number	1016000206
Date	Oct 16, 2020
Book Page	012194/000841
Instrument	201016000206

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 15, 2022

December 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 17, 2019
Property Address	8829 PINE RIDGE RD, OOLTEWAH, TN 37363-8064
Document Number	1217000261
Book / Page	011852 / 000376
Instrument Date	Dec 16, 2019
Instrument	191217000261
Transaction Type	Construction Loan
Record Updated	Jan 10, 2020
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Tax	$277.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1900 E MAIN ST CHATTANOOGA TN 374045128, CHATTANOOGA, TN 37404-5128

Mortgage

Document Number	1217000262
Date	Dec 17, 2019
Book Page	011852/000378
Instrument	191217000262

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Dec 16, 2021

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 26, 2017
Property Address	8829 PINE RIDGE RD, OOLTEWAH, TN 37363-8064
Document Number	0000000020
Book / Page	011033 / 000237
Instrument Date	Apr 21, 2017
Instrument	20
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	REAL TITLE AND ESCROW SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$610.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2313 IVIE LN WEATHERFORD TX 760874901, WEATHERFORD, TX 76087-4901
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,201.00 (-12.55%)	$145,275 (+29.1%)	$581,100 (+29.1%) Land $82,800 Building $498,300
2024	$2,517.00 (-0.36%)	$112,525 (-)	$450,100 (-) Land $67,300 Building $382,800
2023	$2,526.00	$112,525	$450,100 Land $67,300 Building $382,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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