8910 Cub Lake Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 8910 Cub Lake Rd, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 1997
Square Footage	2,601 sqft Adjusted Area
Lot Size	218,236 sqft (5.01 acres)
Pool	512 sqft
Occupancy	Owner Occupied
Last Sale	$518,700 (2021)
Tax Bill	$1,664.00 (2025)

Owner

Source: DeSoto County records · APN 3-09-8-27-00-0-00003-06

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8910 CUB LAKE RD, HERNANDO, MS 38632-6802
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Oct 08, 2020 · Amount on Record
Deed Book / Page	959 / 478
Prior Transfer Date	Sep 21, 2020
Prior Transfer Doc	000934/774
Record Refreshed	Jun 08, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Oct 08, 2020
Property Address	8910 CUB LAKE RD, HERNANDO, MS 38632-6802
Document Number	000934/774
Book / Page	934 / 774
Instrument Date	Sep 21, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8910 CUB LAKE RD, HERNANDO, MS 38632-6802

Mortgage

Document Number	0005061595
Date	Oct 08, 2020
Instrument	5061/595

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,664.00 (+33.55%)	$23,534 (+53.69%) Land $4,008 Building $19,526	$235,340 (+53.69%) Land $40,080 Building $195,260
2023	$1,246.00	$15,313	$153,128 Land $40,080 Building $113,048

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	About 1 in 971 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`3-09-8-27-00-0-00003-06`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	2,601 sqft Adjusted Area
1st Floor	1,581 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Composition/Composite Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asbestos Roof
Lot Area	218,236 sqft (5.01 acres)
Pool Area	512 sqft Pool
Patio Area	448 sqft Patio

Location & Zoning

Street Address	8910 CUB LAKE RD
City	HERNANDO
State	MS
Zip	38632-6802
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT SW1/4 SW1/4
Legal Range	009
Legal Township	03S
Legal Section	27
Legal Subdivision	DOCKERY
Legal Lot Number	3
Jurisdiction	DESOTO MS
Minor Civil Division	4
Census Blockgroup	2
Census Block	2002
Census Tract	71200