DeSoto County property record for 8711 Cub Lake Rd, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,044 sqft · built 1970 |
| Lot Size | 1.93 acres (84,071 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,424 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-09-8-27-00-0-00003-07 |
| Primary APN | 3-09-8-27-00-0-00003-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,044 sqft Adjusted Area |
| 1st Floor Area | 1,860 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 84,071 sqft (1.93 acres) |
| Shed | 1 Shed |
| Shed Area | 2,544 sqft |
| Quonset Hut | 1,584 sqft |
| Street Address | 8711 CUB LAKE RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | PT SW1/4 SW1/4 |
| Legal Range | 009 |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Lot Number | 3 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 71200 |
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 8711 CUB LAKE RD, HERNANDO, MS 38632-6805 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK |
| Aug 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 24, 2025 |
| Transfer Doc | 1025002360 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8711 CUB LAKE RD, HERNANDO, MS 38632-6805 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004519/136 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 4519/136 |
| Instrument | T04519-00136 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 14, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8711 CUB LAKE RD, HERNANDO, MS 38632-6805 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004585/266 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 4585/266 |
| Instrument | T04585-00266 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 23, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8711 CUB LAKE RD, HERNANDO, MS 38632-6805 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 005076/161 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 5076/161 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,424.00 (+15.96%) | $20,652 (+36.46%) Land $1,930 Building $18,722 | $206,523 (+36.46%) Land $19,300 Building $187,223 |
| 2023 | $1,228.00 | $15,134 | $151,343 Land $19,300 Building $132,043 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
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