891 Siena Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 891 Siena Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,639 sqft · built 2000
Lot Size	0.217 acres (9,447 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (May 2018)
Tax Bill	$12,273 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`790-60-035`

Property Details

APN / Parcel Number

Primary APN	`790-60-035`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,639 sqft Living Area
1st Floor Area	1,341 sqft
2nd Floor Area	1,298 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,447 sqft (0.217 acres)
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	891 SIENA CT
City	GILROY
State	CA
Zip	95020-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9180 LOT 120
Legal Subdivision	TRACT NO 9180
Legal Tract	9180
Legal Lot Number	120
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3007
Census Tract	512505

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5139 BARRON PARK DR, SAN JOSE, CA 95136-2906
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG
May 9, 2018	Grant Deed, Transfer · Conventional Mortgage JAFAR ZAHRAIE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2018 · Amount on Record
Deed Sale	May 9, 2018 · Amount on Record
Prior Sale	Jun 15, 2007 · Amount on Record
Deed Document Number	201823928927
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	891 SIENA CT, GILROY, CA 95020-3237
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	ACADIA SETTLEMENT SERVICES LLC, RADIAN SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	891 SIENA CT, GILROY, CA 95020-3237

Mortgage

Document Number	0025236605
Date	Feb 9, 2022
Instrument	25236605

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	891 SIENA CT, GILROY, CA 95020-3237
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	891 SIENA CT, GILROY, CA 95020-3237

Mortgage

Document Number	0025182081
Date	Dec 1, 2021
Instrument	25182081

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	891 SIENA CT, GILROY, CA 95020-3237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024262498
Date	Aug 23, 2019
Instrument	24262498

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	891 SIENA CT, GILROY, CA 95020-3237
Document Number	0023947705
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	891 SIENA CT GILROY CA 950203237, GILROY, CA 95020-3237

Mortgage

Document Number	0023947705
Date	Jun 4, 2018
Instrument	23947705

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 9, 2018
Property Address	891 SIENA CT, GILROY, CA 95020-3237
Document Number	0023928927
Instrument Date	Apr 26, 2018
Instrument	23928927
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5139 BARRON PARK DR SAN JOSE CA 951362906, SAN JOSE, CA 95136-2906

Mortgage

Document Number	23928929
Date	May 9, 2018
Instrument	23928929

Lender

Name	JAFAR ZAHRAIE
Address	2542 S BASCOM AVE # 185, CAMPBELL, CA 95008-5542

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,015,507 (+2%) Land $406,202 Building $609,305
2025	$12,273.00 (+2.18%)	$995,596 (+4.04%) Land $398,238 Building $597,358
2023	$12,011.00 (+1.66%)	$956,938 Land $382,775 Building $574,163
2022	$11,815.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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