881 Siena Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 881 Siena Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,639 sqft · built 2000
Lot Size	0.15 acres (6,543 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (May 2018)
Tax Bill	$11,719 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Feb 2021 Mortgage + 7 more
Flood Zone	Zone X (moderate risk)
APN	`790-60-036`

Property Details

APN / Parcel Number

Primary APN	`790-60-036`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,639 sqft Living Area
1st Floor Area	1,341 sqft
2nd Floor Area	1,298 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Other
Construction Type	Wood
Lot Area	6,543 sqft (0.15 acres)
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	881 SIENA CT
City	GILROY
State	CA
Zip	95020-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 9180 LOT 121
Legal Tract	9180
Legal Lot Number	121
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3007
Census Tract	512505

Owner

Source: Santa Clara County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	881 SIENA CT, GILROY, CA 95020-3237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit SANTA CLARA COUNTY FCU
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN
Sep 21, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 23, 2018	Grant Deed, Transfer · Conventional Mortgage ATHAS CAP
May 23, 2018	Quit Claim Deed, Transfer ATHAS CAP
Sep 6, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 31, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Prior Sale	May 23, 2018
Deed Document Number	0023938991
Last Transfer Date	Sep 21, 2018
Transfer Doc	0024028831
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	881 SIENA CT, GILROY, CA 95020-3237
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024258037
Date	Aug 19, 2019
Instrument	24258037

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	881 SIENA CT, GILROY, CA 95020-3237
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 SIENA CT, GILROY, CA 95020-3237

Mortgage

Document Number	0024832432
Date	Feb 16, 2021
Instrument	24832432

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	881 SIENA CT, GILROY, CA 95020-3237
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 SIENA CT, GILROY, CA 95020-3237

Mortgage

Document Number	0025057789
Date	Aug 9, 2021
Instrument	25057789

Lender

Name	SANTA CLARA COUNTY FCU
Type	Credit Union
Address	SAN JOSE, CA 95112

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	881 SIENA CT, GILROY, CA 95020-3237
Document Number	0024487320
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	881 SIENA CT GILROY CA 950203237, GILROY, CA 95020-3237

Mortgage

Document Number	0024487320
Date	May 26, 2020
Instrument	24487320

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 21, 2018
Property Address	881 SIENA CT, GILROY, CA 95020-3237
Document Number	0024028831
Map Reference	MB726 PG48
Instrument Date	Sep 13, 2018
Instrument	24028831
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	881 SIENA CT, GILROY, CA 95020-3237

Mortgage

Document Number	0024028832
Date	Sep 21, 2018
Instrument	24028832

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 23, 2018
Property Address	881 SIENA CT, GILROY, CA 95020-3237
Document Number	0023938991
Instrument Date	May 17, 2018
Instrument	23938991
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	881 SIENA CT GILROY CA 950203237, GILROY, CA 95020-3237

Mortgage

Document Number	23938993
Date	May 23, 2018
Instrument	23938993

Lender

Name	ATHAS CAP
Type	Funding / Finance Company
Address	CALABASAS, CA 91301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.25%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 23, 2018
Property Address	881 SIENA CT, GILROY, CA 95020-3237
Document Number	0023938992
Instrument Date	May 17, 2018
Instrument	23938992
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	881 SIENA CT GILROY CA 950203237, GILROY, CA 95020-3237

Mortgage

Document Number	23938993
Date	May 23, 2018
Instrument	23938993

Lender

Name	ATHAS CAP
Type	Funding / Finance Company
Address	CALABASAS, CA 91301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.25%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	881 SIENA CT, GILROY, CA 95020-3237
Document Number	0023750180
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	881 SIENA CT GILROY CA 950203237, GILROY, CA 95020-3237

Mortgage

Document Number	0023750180
Date	Sep 12, 2017
Instrument	23750180

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	881 SIENA CT, GILROY, CA 95020-3237
Document Number	0023577564
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	881 SIENA CT GILROY CA 950203237, GILROY, CA 95020-3237

Mortgage

Document Number	0023577564
Date	Feb 7, 2017
Instrument	23577564

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,719.00 (+2.22%) Homeowner's exemption	$957,109 (+4.04%) Land $358,080 Building $599,029
2023	$11,465.00 (+1.68%) Homeowner's exemption	$919,945 Land $344,176 Building $575,769
2022	$11,276.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: California Internet, Verizon.

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