Okaloosa County property record for 891 Melton Rd, Baker, FL 32531
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 3 ba · 2,880 sqft · built 2023 |
| Lot Size | 25.7 acres (1,122,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $56,000 (Jun 2016) |
| Tax Bill | $4,614 (2025) |
| Deeds & Mortgages | Nov 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-1564-7 |
| Primary APN | C56-000-598-1564-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,880 sqft Heated Area |
| Gross Area | 4,415 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 1,122,106 sqft (25.7 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 891 MELTON RD |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-5373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | E15 AC OF SE1/4 OF SW1/4 AS OR 242 PG 526 |
| Legal Range | 25 |
| Legal Township | 04N |
| Legal Section | 35 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 20102 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 891 MELTON RD, BAKER, FL 32531-5373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2016 · Amount on Record |
| Deed Sale | Jun 20, 2016 · Amount on Record |
| Deed Document Number | 0032531395 |
| Deed Book / Page | 3253 / 1395 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 891 MELTON RD, BAKER, FL 32531-5373 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 891 MELTON RD, BAKER, FL 32531-5373 |
| Document Number | 0036511080 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 3651/1080 |
| Instrument | 3590810 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,614.00 (+3,104.17%) Homeowner's exemption | $508,729 (+3,475.55%) Land $29,782 Building $478,947 | $615,330 (+4,224.78%) |
| 2023 | $144.00 (+92%) | $14,228 (+101.27%) Land $14,228 | $14,228 (-24.66%) Land $14,228 |
| 2022 | $75.00 | $7,069 Land $504 Building $6,565 | $18,885 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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