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848 Melton Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 848 Melton Rd, Baker, FL 32531

Property Summary

Property TypeVacant Land
Lot Size16.7 acres (727,452 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (May 2021)
Tax Bill$998 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Nov 2020 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNC56-000-591-5539-0

Property Details

APN / Parcel Number

Primary APNC56-000-591-5539-0
Alternative APNs
  • 02-3N-25-0000-0002-0000
  • 25N302000000020000

Exterior

Lot Area727,452 sqft (16.7 acres)

Location & Zoning

Street Address848 MELTON RD
CityBAKER
StateFL
Zip32531-5372
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionW 1/2 OF NW1/4 LESS PARTS SOLD
Legal Range25W
Legal Township03N
Legal Section02
Legal Block2
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group3
Census Block3023
Census Tract20102

Owner

848 Melton Rd, vacant land, is owned by two individuals who bought it in May 2021.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record2 Individual Names on File
Mailing Address586 CHARLESTON RD, CHARLESTON, ME 04422-3115
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 13, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
UNITED BANK
Nov 5, 2020Warranty Deed, Transfer · Commercial Mortgage
FARM CREDIT OF NORTHWEST FLORIDA AC
Sep 14, 2020Correction Deed
ATTORNEY ONLY
Aug 20, 2020Warranty Deed, Transfer · Commercial Mortgage
FARM CREDIT OF NORTHWEST FLORIDA AC
Jul 7, 2020Correction Deed, Transfer
KNIGHT BARRY TITLE
May 4, 2020Warranty Deed, Transfer
KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2021 · Amount on File
Deed SaleMay 13, 2021 · Amount on File
Prior SaleNov 5, 2020 · Amount on File
Deed Document Number20213454695
Deed Book / Page3546 / 1375
Prior Transfer DateJul 6, 2020
Prior Transfer Doc0034734177
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 13, 2021
Property Address848 MELTON RD, BAKER, FL 32531-5372
Document Number0035461375
Book / Page3546 / 1375
Instrument DateMay 6, 2021
Instrument3454695
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 176, BAKER, FL 32531-0176

Transferred To (Grantee/Buyer)

NameVerified Name
Address1196 OLIVR ROAD, CANTON, MS 39046

Mortgage

Document Number0035461377
DateMay 13, 2021
Instrument3546/1377
Lender
NameUNITED BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 5, 2020
Property Address848 MELTON RD, BAKER, FL 32531-5372
Document Number0035034322
Book / Page3503 / 4322
Instrument DateOct 16, 2020
Instrument3405186
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 176, BAKER, FL 32531-0176

Transferred To (Grantee/Buyer)

NameVerified Name
Address2816 MYREE LN, PACE, FL 32571-9708

Mortgage

Document Number0035034324
DateNov 5, 2020
Instrument3503/4324
Lender
NameFARM CREDIT OF NORTHWEST FLORIDA AC
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

September 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionOKALOOSA FL
Recording DateSep 14, 2020
Property Address848 MELTON RD, BAKER, FL 32531-5372
Document Number0034920536
Book / Page003492 / 000536
Instrument DateSep 11, 2020
Instrument3391148
Record UpdatedOct 21, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4804 COVENANT CIR PACE FL 325712543, PACE, FL 32571-2543

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 20, 2020
Property Address848 MELTON RD, BAKER, FL 32531-5372
Document Number0034851532
Book / Page3485 / 1532
Instrument DateAug 18, 2020
Instrument3383913
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,078.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 176, BAKER, FL 32531-0176

Transferred To (Grantee/Buyer)

NameVerified Name
Address4804 COVENANT CIR, PACE, FL 32571-2543

Mortgage

Document Number0034851534
DateAug 20, 2020
Instrument3485/1534
Lender
NameFARM CREDIT OF NORTHWEST FLORIDA AC
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2040

July 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOKALOOSA FL
Recording DateJul 7, 2020
Property Address848 MELTON RD, BAKER, FL 32531-5372
Document Number0034734177
Book / Page003473 / 004177
Instrument DateJul 6, 2020
Instrument3371260
Transaction TypeTransfer
Record UpdatedAug 24, 2020
Title CompanyKNIGHT BARRY TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3587 PENINSULA CIR MELBOURNE FL 329401112, MELBOURNE, FL 32940-1112

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 4, 2020
Property Address848 MELTON RD, BAKER, FL 32531-5372
Document Number0034600488
Book / Page003460 / 000488
Instrument DateMay 4, 2020
Instrument3355859
Transaction TypeTransfer
Record UpdatedJun 5, 2020
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

AmountAmount on Record
Tax$525.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3587 PENINSULA CIR MELBOURNE FL 329401112, MELBOURNE, FL 32940-1112

Tax Assessment & Valuation

The 2025 property tax bill for 848 Melton Rd was $998.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$998.00$98,196 Land $98,196$98,196 Land $98,196
2023$915.00 (+3.51%)$87,675 (+5%) Land $87,675$87,675 (+5%) Land $87,675
2022$884.00$83,500 Land $83,500$83,500 Land $83,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 848 Melton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 848 Melton Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		25 / 3
AT&T
Fixed Wireless		25 / 3

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