McHenry County property record for 891 Legacy Rdg, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 2,798 sqft · built 2006 |
| Lot Size | 0.422 acres (18,425 sqft) |
| Owner | Trust Name on File |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-36-253-011 |
| Primary APN | 18-36-253-011 |
|---|
| Building Area | 2,798 sqft |
|---|---|
| Gross Area | 4,405 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Lot Area | 18,425 sqft |
| Garage Area | 663 sqft |
| Patio Area | 1,001 sqft |
| Cooling System | Central |
|---|
| Street Address | 891 LEGACY RDG |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-6344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2015R0027584 LT 164 AS AMENDED PER CERT OF CORRECTION RECORDED AS DOC 2006R0006322 TERRACE LAKES SUB UNIT 6 MEMO: DELEO, |
| Legal Subdivision | TERRACE LAKES |
| Legal Lot Number | 164 |
| Legal Unit | 6 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 871107 |
891 Legacy Rdg is owner-occupied and held in a trust since July 2015.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 891 LEGACY RDG, ALGONQUIN, IL 60102-6344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Feb 20, 2007 · Amount on File |
| Last Transfer Date | Jul 28, 2015 |
| Transfer Doc | 0000027584 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 891 LEGACY RDG, ALGONQUIN, IL 60102-6344 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005401 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 2021R0005401 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Unified School District | Huntley Consolidated School District 158 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $144,378 Land $15,242 Building $129,136 | $433,134 Land $45,726 Building $387,408 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 891 Legacy Rdg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 891 Legacy Rdg is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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