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870 Legacy Rdg, Algonquin, IL 60102 Property Records

McHenry County property record for 870 Legacy Rdg, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3,008 sqft · built 2010
Lot Size0.421 acres (18,366 sqft)
OwnerTrust Name on File
Last Sale$606,046 (Aug 2010)
Deeds & MortgagesSep 2023 Re-recorded Document
Jul 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-36-181-001

Property Details

APN / Parcel Number

Primary APN18-36-181-001

Interior

Building Area3,008 sqft
Gross Area5,976 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Lot Area18,366 sqft
Garage Area754 sqft
PorchPorch
Porch Area388 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address870 LEGACY RDG
CityALGONQUIN
StateIL
Zip60102-6344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2010R0036460 LT 163 TERRACE LAKES SUB UNIT 6
Legal SubdivisionTERRACE LAKES
Legal Lot Number163
Legal Unit6
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group3
Census Block3010
Census Tract871107

Owner

870 Legacy Rdg is held in a trust since July 2023.

Source: McHenry County records, as of May 13, 2024

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address445 PARK AVE, CARY, IL 60013-2752
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Re-recorded Document
ACCOMODATION, ACCOMMODATION
Jul 17, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2010 · Amount on File
Deed SaleAug 24, 2010 · Amount on File
Prior SaleAug 24, 2010 · Amount on File
Deed Document Number0000036460
Last Transfer DateJul 17, 2023
Transfer Doc0000017084
Record UpdatedJun 7, 2026

September 2023: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionMCHENRY IL
Recording DateSep 11, 2023
Property Address870 LEGACY RDG, ALGONQUIN, IL 60102-6344
Document Number0000022640
Map ReferenceDOC 2005R0073406
Instrument DateSep 1, 2023
Instrument2023R0022640
Record UpdatedSep 22, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateJul 17, 2023
Property Address870 LEGACY RDG, ALGONQUIN, IL 60102-6344
Document Number0000017084
Map ReferenceDOC 2006R0006322
Instrument DateJul 11, 2023
Instrument2023R0017084
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 PARK AVE, CARY, IL 60013-2752

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address870 LEGACY RDG, ALGONQUIN, IL 60102-6344
Transaction TypeMortgage
Record UpdatedApr 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019160
DateApr 7, 2021
Instrument2021R0019160
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionGrafton Township
Unified School DistrictHuntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$148,714 Land $14,480 Building $134,234$446,142 Land $43,440 Building $402,702

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 870 Legacy Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 870 Legacy Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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