965 KIRTS BLVD TROY MI 480844837, TROY, MI 48084-4837
Mortgage
Document Number
0000025014
Date
Feb 4, 2020
Book Page
053793/000783
Instrument
25014
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Amount
Amount on Record
Term
360 Months
Due
Feb 3, 2050
August 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
OAKLAND MI
Recording Date
Aug 20, 2019
Property Address
891 KIRTS BLVD, TROY, MI 48084-4848
Document Number
0000133859
Book / Page
053152 / 000835
Instrument Date
Jul 24, 2019
Instrument
133859
Transaction Type
Transfer
Record Updated
Sep 12, 2019
Title Company
COASTAL TITLE, COASTAL TITLE & CLOSING
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,556.60
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
891 KIRTS BLVD TROY MI 480844848, TROY, MI 48084-4848
Mortgage
Document Number
133860
Date
Aug 20, 2019
Book Page
053152/000837
Instrument
133860
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Aug 19, 2049
February 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
OAKLAND MI
Recording Date
Feb 7, 2017
Property Address
891 KIRTS BLVD, TROY, MI 48084-4848
Document Number
0000023172
Book / Page
50363 / 00683
Map Reference
LB 6108 PG 79-118
Instrument Date
Feb 3, 2017
Instrument
023172
Transaction Type
Transfer
Record Updated
Jun 29, 2021
Title Company
TITLE ONE INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,221.20
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
297 BAY PORT CIR # CIR31, 297, SPRINGPORT, MI 49284-9535
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
891 KIRTS BLVD, TROY, MI 48084-4848
Mortgage
Document Number
0000023173
Date
Feb 7, 2017
Instrument
023173
Lender
Name
ADVANCIAL FCU
Type
Credit Union
Agreement
Type
ARM
Amount
Amount on Record
Term
360 Months
Due
Feb 1, 2047
Interest
Rate Type
Adjustable Rate
Rate
5.12%
Type Change Date
Feb 1, 2022
Change Frequency
Annually
Min Rate At Change
5.12%
Max Rate At Change
7.12%
Index
1-Year CMT
Margin
3
Max Rate
11.1%
Tax Assessment & Valuation
The 2025 property tax bill for 891 Kirts Blvd was $2,754 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
Property Jurisdictions
Type
Name
State
Michigan
County
Oakland County
Municipality
Troy City
Unified School District
Troy School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,754.00
2023
$165,160
2022
$2,864.00
$82,580
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 891 Kirts Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
4 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 891 Kirts Blvd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
TROY serves 85,854 people · EPA ID MI0006690
Water Source
Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection
Dec 2023
Lead
Under 1 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area
100 / 20
May also be available: T-Mobile, Verizon, WOW Internet, Cable & Phone.