889 Kirts Blvd, Troy, MI 48084 Property Records

Oakland County property record for 889 Kirts Blvd, Troy, MI 48084

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,350 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Aug 2026)
Tax Bill	$2,551 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-28-151-228`

Property Details

APN / Parcel Number

Primary APN	`88-20-28-151-228`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,350 sqft Living Area
1st Floor Area	675 sqft
Basement Area	675 sqft
Unfinished Basement	675 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	889 KIRTS BLVD
City	TROY
State	MI
Zip	48084-4848
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM1
Legal Description	T2N, R11E, SEC 28 OAKLAND COUNTY CONDOMINIUM PLAN NO 142 COURTWOOD VILLA BLDG 4APT 35 L 6108 P 79
Legal Range	11E
Legal Township	2N
Legal Section	28
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2007
Census Tract	197600

Owner

Source: Oakland County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	465 KIRTS BLVD, TROY, MI 48084-5234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 15, 2021	Deed of Trust, Mortgage · Conventional with PMI SI MORTGAGE COMPANY SI MORTGAGE COMPANY
Sep 28, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2026 · Amount on Record
Deed Sale	Aug 19, 2026 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	2026124012
Deed Book / Page	61475 / 352
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 19, 2026
Property Address	889 KIRTS BLVD, TROY, MI 48084-4848
Document Number	0000124012
Book / Page	61475 / 352
Instrument Date	Aug 11, 2026
Instrument	2026124012
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178,012.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 KIRTS BLVD, TROY, MI 48084-5234

Mortgage

Document Number	0000124013,
Date	Aug 19, 2026
Instrument	2026124013

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	889 KIRTS BLVD, TROY, MI 48084-4848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098312
Date	May 21, 2020
Book Page	54239/140
Instrument	98312

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	889 KIRTS BLVD, TROY, MI 48084-4848
Document Number	0000024135
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Mar 31, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	889 KIRTS BLVD TROY MI 480844848, TROY, MI 48084-4848

Mortgage

Document Number	0000024135
Date	Jan 28, 2021
Book Page	055593/000745
Instrument	24135

Lender

Name	SI MORTGAGE COMPANY SI MORTGAGE COMPANY
Type	Bank
Address	STERLING HEIGHTS, MI 48310

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 27, 2036

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 28, 2018
Property Address	889 KIRTS BLVD, TROY, MI 48084-4848
Document Number	0000160833
Book / Page	052227 / 000294
Instrument Date	Sep 27, 2018
Instrument	160833
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,427.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	889 KIRTS BLVD TROY MI 480844848, TROY, MI 48084-4848

Mortgage

Document Number	160834
Date	Sep 28, 2018
Book Page	052227/000296
Instrument	160834

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,551.00 (-3.84%)
2023			$165,160
2022	$2,653.00	$82,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, WOW Internet, Cable & Phone.

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