Avery County property record for 891 Farm Loop Rd, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,227 sqft · built 2004 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,534 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41154 |
| Primary APN | 41154 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,227 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 6 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,265 sqft (0.58 acres) |
| Porch | Open Porch |
| Porch Area | 614 sqft |
| Patio Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 41154 |
|---|---|
| Street Address | 891 FARM LOOP RD |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-6689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | THE FARM LOT 6 PLAT 38-304A |
| Legal Subdivision | THE FARM |
| Legal Lot Number | 6 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 930100 |
891 Farm Loop Rd is owned by an individual who acquired it in August 2025.
Source: Avery County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 4, 2025 |
| Transfer Doc | 0000003048 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 891 Farm Loop Rd was $7,534.
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Municipality | Banner Elk Town |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,534.00 | $876,100 Land $100,000 Building $776,100 | $876,100 Land $100,000 Building $776,100 |
| 2023 | $3,504.00 | $876,100 (-) Land $100,000 Building $776,100 | $876,100 (-) Land $100,000 Building $776,100 |
| 2022 | $3,504.00 | $876,100 Land $100,000 Building $776,100 | $876,100 Land $100,000 Building $776,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 891 Farm Loop Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Nearby Flood Policies | 47 units insured incl. 4 condo units |
| Nearby Flood Claims | 16 (1995–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 891 Farm Loop Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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