Avery County property record for 534 Farm Loop Rd, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,202 sqft · built 2021 |
| Lot Size | 3.28 acres (143,007 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $84,000 (Feb 2022) |
| Tax Bill | $13,897 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1858-07-58-4989-00000 |
| Primary APN | 1858-07-58-4989-00000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,202 sqft Living Area |
| Gross Area | 5,714 sqft |
| 1st Floor Area | 4,202 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Roof Material | Asphalt |
| Lot Area | 143,007 sqft (3.28 acres) |
| Garage Type | Attached |
| Garage Area | 1,512 sqft |
| Porch | Slab |
| Porch Area | 1,006 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 80532 |
|---|---|
| Street Address | 534 FARM LOOP RD |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-6711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE FARM LOT 48 &47 COMBINED 45-135 |
| Legal Subdivision | THE FARM |
| Legal Lot Number | 48,47 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 930100 |
Source: Avery County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 534 FARM LOOP RD, BANNER ELK, NC 28604-6711 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 19, 2023 | Warranty Deed, Subdivision Related Transfer |
| Feb 17, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2022 · Amount on Record |
| Deed Sale | Feb 17, 2022 · Amount on Record |
| Deed Document Number | 20221082 |
| Deed Book / Page | 573 / 1491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Sep 19, 2023 |
| Property Address | FARM LOOP RD, BANNER ELK, NC 28604 |
| Document Number | 0000004069 |
| Book / Page | 592 / 1208 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 2023004069 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 4, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 534 FARM LOOP RD, BANNER ELK, NC 28604-6711 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 534 FARM LOOP RD, BANNER ELK, NC 28604-6711 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Feb 17, 2022 |
| Property Address | FARM LOOP RD, BANNER ELK, NC 28604 |
| Document Number | 0000001082 |
| Book / Page | 573 / 1491 |
| Map Reference | MB 45 PG 378 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 2022001082 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $168.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3117, MORGANTON, NC 28680-3117 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2486, BANNER ELK, NC 28604-2486 |
Source: Avery County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Municipality | Banner Elk Town |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,897.00 (+133.8%) | $1,616,000 (+8.73%) Land $187,500 Building $1,428,500 | $1,616,000 (+8.73%) Land $187,500 Building $1,428,500 |
| 2023 | $5,944.00 (+1,088.8%) | $1,486,200 (+1,088.96%) Land $187,500 Building $1,298,700 | $1,486,200 (+1,088.96%) Land $187,500 Building $1,298,700 |
| 2022 | $500.00 | $125,000 Land $125,000 | $125,000 Land $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Nearby Flood Policies | 47 units insured incl. 4 condo units |
| Nearby Flood Claims | 16 (1995–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEES-MCRAE -SOUTH CAMPUS private · serves 99 people · EPA ID NC0106422 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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