8909 E Palametto Cir, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 8909 E Palametto Cir, Sioux Falls, SD 57110

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,020 sqft · built 2022
Lot Size0.401 acres (17,481 sqft)
Owner2 Trust Names on File
Tax Bill$13,568 (2025)
Deeds & MortgagesDec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN01-23-20-225-003-000

Property Details

APN / Parcel Number

Primary APN01-23-20-225-003-000
Alternative APN
  • 81661

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,020 sqft Finished Area
Basement Area1,516 sqft
Finished Basement1,300 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,481 sqft (0.401 acres)
Garage TypeAttached
Garage Area1,104 sqft
Parking Spaces4 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number81661
Street Address8909 E PALAMETTO CIR
CitySIOUX FALLS
StateSD
Zip57110-6493
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionLOT 3 BLOCK 4 ARBOR`S EDGE ADDITION TO THE CITY OF SIOUX FALLS
Legal SubdivisionARBOR`S EDGE ADDITION
Legal Block4
Legal Lot Number3
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group3
Census Block3000
Census Tract10401

Owner

8909 E Palametto Cir is held in a trust since December 2023.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record2 Trust Names on File
Mailing Address8909 E PALAMETTO CIR, SIOUX FALLS, SD 57110-6493
Owner TypeCompany
VestingTrust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2023
Deed SaleDec 6, 2023
Deed Book / Page623-D / 395
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address8909 E PALAMETTO CIR, SIOUX FALLS, SD 57110-6493
Transaction TypeMortgage
Record UpdatedJan 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 CEDAR BLUFF DR, FAIRMONT, MN 56031-1739

Mortgage

Document Number001978/497
DateDec 6, 2023
Book Page1978/497
Lender
NamePLAINS COMMERCE BANK
TypeBank
Address3905 W 49TH ST # 2, SIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 8909 E Palametto Cir was $13,568.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictBrandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,112,427 (+9.69%) Land $129,163 Building $983,264$1,112,427 Land $129,163 Building $983,264
2025$13,568.00$1,014,200 (+19.95%) Land $112,000 Building $902,200
2024$13,568.00$845,500 Land $112,000 Building $733,500
2022$1,822.00$93,300 Land $93,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8909 E Palametto Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8909 E Palametto Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 90% of South Dakota
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Also Mapped HereMINNEHAHA COMMUNITY WATER CORP
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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